在美国，国有银行是一种有用的经济发展工具吗？

IF 0.8 4区经济学 Q3 ECONOMICS

Cesifo Economic Studies Pub Date : 2022-12-12 DOI:10.1093/cesifo/ifac012

Robert S. Chirinko

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引用次数: 0

摘要

创建国家银行的可能性最近在美国受到了广泛关注。2021年，六个州出台了创建国家银行立法；2019年，加利福尼亚州针对市政银行颁布了类似的立法。本文开发了一个评估国有银行的框架，回顾了以往国有银行的经验和传统私人银行的相关替代方案，并确定了决定创建国有银行是否可取的五个问题。总体目标是阐明国家银行是否可以成为促进国家经济发展和国家居民福利的有用工具（JEL代码：G21（银行）、G28（政府政策、金融机构）和H70（州和地方政府））。

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Is a State Bank A Useful Economic Development Tool in the USA?

The possibility of creating a state bank has received much recent attention in the USA. In 2021, six states introduced legislation to create a state bank; in 2019, similar legislation was enacted in California for municipal banks. This article develops a framework to evaluate state banking, reviews prior experiences with state banking and related alternatives to traditional private banking, and identifies five questions determining the advisability of creating a state bank. The overall goal is to shed some light on whether a state bank can be a useful tool to further state economic development and the welfare of state residents (JEL codes: G21 (banks), G28 (government policy, financial institutions), and H70 (state and local governments)).

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来源期刊

Cesifo Economic Studies ECONOMICS-

CiteScore

2.70

自引率

7.70%

发文量

期刊介绍： CESifo Economic Studies publishes provocative, high-quality papers in economics, with a particular focus on policy issues. Papers by leading academics are written for a wide and global audience, including those in government, business, and academia. The journal combines theory and empirical research in a style accessible to economists across all specialisations.