基于服务器的电子基金消费者对私人消费资源的思考

Sukarelawati Permana
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引用次数: 0

摘要

在新冠肺炎疫情期间,印度尼西亚经济的数字化进一步鼓励银行和商业行为者进行创新,以减少与金融服务消费者的直接接触,其中之一就是服务器电子货币的存在。使用这些服务的用户需要首先填写他们的个人数据。在提供属于金融服务消费者或用户的个人数据时,基于服务器的电子货币的发行人有义务保护用户的个人信息,以免发生未经授权的数据传播或滥用。基于服务器的电子货币在公共活动中的广泛使用,使得与保护个人数据有关的规定对于保护用户非常重要。然而,有必要审查关于保护金融服务消费者在基于服务器的电子货币上的个人数据的规定是否符合最佳做法。为了解决这些问题,研究采用了来自图书馆材料的规范司法方法。所获得的研究结果是,旨在保护用户个人数据的法规对基于服务器的电子货币的金融服务消费者的个人数据的保护进行了监管。该条例采用了个人数据监管原则以及《通用数据保护条例》(GDPR)和印度尼西亚现行法律法规。这些规定在保护用户关于其个人数据的权利方面发挥了作用,例如吸收或撤回先前给予的同意的权利。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
PENGATURAN PERLINDUNGAN DATA PRIBADI KONSUMEN JASA KEUANGAN DALAM PENGGUNAAN UANG ELEKTRONIK BERBASIS SERVER
The digitalization of the economy in Indonesia in the Covid-19 pandemic situation has further encouraged banks and business actors to make innovations in order to reduce direct contact with consumers of financial services, one of which is the presence of server-based electronic money. Users who use these services are required to fill in their personal data first. With the provision of personal data belonging to consumers of financial services or users, the issuer of server-based electronic money has an obligation to protect users' personal data so that unauthorized dissemination or misuse of data does not occur. The widespread use of server-based electronic money in public activities makes provisions related to the protection of personal data important in order to protect users. However, it is necessary to examine whether the provisions on the protection of personal data of financial service consumers on server-based electronic money have met best practices. To answer these problems, research was conducted using normative juridical methods sourced from library materials. The results of the research obtained are the protection of personal data of consumers of financial services on server-based electronic money has been regulated in regulations that aim to protect users' personal data. The regulation has adopted the principles of personal data regulation as well as the General Data Protection Regulation (GDPR) and the existing laws and regulations in Indonesia. These regulations play a role in protecting the rights of users regarding their personal data such as the right to assimilate or withdraw the consent that has been given previously.
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