克罗地亚非寿险公司效率的决定因素

IF 0.5 Q4 ECONOMICS

Croatian Operational Research Review Pub Date : 2022-12-22 DOI:10.17535/crorr.2022.0011

Tomislava Pavić Kramarić, M. Pervan, M. Ćurak

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引用次数: 0

摘要

虽然已经有相当多的研究侧重于从不同方面评价保险公司的效率，但对决定保险公司效率达到水平的因素的分析仍处于起步阶段。虽然这些研究主要包括在发达保险市场经营的保险公司，但并不存在以克罗地亚非人寿保险公司为样本的这种研究。因此，本文将重点研究在克罗地亚非寿险市场经营的保险公司的效率驱动因素。该研究基于2009年至2021年期间18家保险公司的数据。应用数据包络分析(DEA)和截断回归分析，研究结果表明，年龄和所有权影响克罗地亚非寿险公司的效率，而公司规模、杠杆率和产品多样化并不是效率的重要决定因素。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Determinants of Croatian Non-Life Insurance Companies’ Efficiency

Although a relatively large number of studies have been focused on evaluating the efficiency of insurance companies from different aspects, analysis of factors that determine the achieved level of insurers’ efficiency is still in their inception. While these studies primarily encompass insurance companies operating in developed insurance markets, such research based on the sample of Croatian non-life insurers does not exist. Therefore, this paper is focused on the efficiency drivers of the insurance companies that operate in the Croatian non-life insurance market. The research is based on data for 18 insurance companies in the period from 2009 to 2021. Applying Data envelopment analysis (DEA) and Truncated regression, the research results show that age and ownership influence the efficiency of non-life insurance companies in Croatia, while the companies’ size, leverage, and product diversification are not confirmed as significant determinants of the efficiency.

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来源期刊

Croatian Operational Research Review ECONOMICS-

CiteScore

1.40

自引率

0.00%

发文量

审稿时长

22 weeks

期刊介绍： Croatian Operational Research Review (CRORR) is the journal which publishes original scientific papers from the area of operational research. The purpose is to publish papers from various aspects of operational research (OR) with the aim of presenting scientific ideas that will contribute both to theoretical development and practical application of OR. The scope of the journal covers the following subject areas: linear and non-linear programming, integer programing, combinatorial and discrete optimization, multi-objective programming, stohastic models and optimization, scheduling, macroeconomics, economic theory, game theory, statistics and econometrics, marketing and data analysis, information and decision support systems, banking, finance, insurance, environment, energy, health, neural networks and fuzzy systems, control theory, simulation, practical OR and applications. The audience includes both researchers and practitioners from the area of operations research, applied mathematics, statistics, econometrics, intelligent methods, simulation, and other areas included in the above list of topics. The journal has an international board of editors, consisting of more than 30 editors – university professors from Croatia, Slovenia, USA, Italy, Germany, Austria and other coutries.