金融包容性在社会资本和金融素养对印尼北坎巴鲁贸易部门中小企业经营绩效的关系中起中介作用

IF 0.6 Q2 Social Sciences

Economic Annals-XXI Pub Date : 2021-12-27 DOI:10.21003/ea.v194-03

Irman Mimelientesa, Budiyanto, Suwitho

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引用次数: 1

摘要

本研究分析了中小企业在北干巴鲁贸易部门的绩效问题，通过使用几个内部公司因素来建立一个竞争战略，直到2021年。本研究使用的变量包括社会资本、金融素养、金融普惠和企业绩效。该研究调查了廖内省北干巴鲁的300家中小企业，包括26家批发商和274家零售商。我们使用结构方程模型(SEM)方法与AMOS进行假设检验。结果表明，社会资本和金融素养对北干巴鲁贸易部门中小企业绩效有显著的直接影响。由此可见，社会资本和金融素养是中小企业成功的两个决定性因素。然而，社会资本并不通过普惠金融的作用间接影响企业绩效

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Financial inclusion as mediator in the relationship of social capital and financial literacy towards business performance of the trade sector SMEs in Pekanbaru, Indonesia

This study analyzes SMEs’ performance problems in the trade sector in Pekanbaru by using several internal company factors to build a competitive strategy till the year 2021. The variables used in this study consisted of social capital, financial literacy, financial inclusion, and business performance. The study used 300 SMEs consisting of 26 wholesalers and 274 retailers in Pekanbaru, Riau. We used a structural equation model (SEM) approach with AMOS for hypothesis testing. The results show that social capital and financial literacy have a significant direct effect on the SME businesses’ performance in the trade sector in Pekanbaru. This shows that social capital and financial literacy are two determining factors for the success of SME businesses. However, social capital does not affect business performance indirectly through the role of financial inclusion

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来源期刊

Economic Annals-XXI ECONOMICS-

CiteScore

1.50

自引率

0.00%

发文量

期刊介绍： The Economic Annals-XXI Journal – recognized in Ukraine and abroad scientific-analytic edition. Scientific articles of leading Ukrainian and other foreign scientists, postgraduate students and doctorates, deputies of Ukraine, heads of state and local authorities, materials of scientific conferences and seminars; reviews on scientific monographs, etc. are regularly published in this Journal.