智利信用合作社及其在普惠金融中的作用

Q3 Economics, Econometrics and Finance

Revista de Analisis Economico Pub Date : 2022-04-01 DOI:10.4067/s0718-88702022000100075

Antonio Lemus, Cristian Rojas

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引用次数: 2

摘要

本文探讨信用社在智利普惠金融中发挥的作用。利用CMF提供的行政个人层面的数据，分析了信用合作社成员的借贷和储蓄行为。结果发现，信用合作社促进了金融包容性:低收入人群、老年人、妇女和远离大城市中心的小社区居民更有可能从信用合作社借款。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Credit unions in chile and their role in financial inclusion

This paper explores the role played by credit unions in financial inclusion in Chile. Using administrative individual-level data available at the CMF, the borrowing and saving behavior of credit unions’ members is analyzed. The results find that credit unions contribute to financial inclusion: it is more likely that people with low income, elderly, women, and inhabitants of small communities, far from the large urban centers, borrow from credit unions.

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来源期刊

Revista de Analisis Economico Economics, Econometrics and Finance-Economics, Econometrics and Finance (all)

CiteScore

1.00

自引率

0.00%

发文量