经济自由度是银行资本与盈利能力关系的调节因子吗?

IF 0.9 Q3 ECONOMICS

Scientific Annals of Economics and Business Pub Date : 2022-06-27 DOI:10.47743/saeb-2022-0016

Faisal Abbas, Shoaib Ali

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引用次数: 2

摘要

该研究对2002年至2019年期间美国银行的数据使用了GMM和面板OLS框架，以揭示经济自由对银行资本与盈利能力之间关系的调节作用。整体结果显示，经济自由度和银行资本对银行盈利能力有正向影响。结果表明，经济自由正向(负向)调节风险(传统)资本比率之间的关系。此外，结果还发现不同市场条件(危机前后)和银行特征(资本充足或不足，高流动性银行和低流动性银行)之间的关系存在异质性。对于替代方法和代理，结果仍然是稳健的。研究结果的异质性对银行业政策制定者改善金融体系具有“影响”。

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Is Economic Freedom a Moderator of the Relationship Between Bank Capital and Profitability?

The study uses the GMM and panel OLS framework on the data of the US banks over the period ‎from 2002 to 2019 to reveal the moderating role of economic freedom on the ‎relationship between bank capital and ‎profitability. The overall findings show that ‎economic freedom and bank capital positively influence ‎banks' profitability. The results reveal that economic freedom positively (negatively) moderates the relationship between risk-based (traditional) capital ratio. Furthermore, the results also find heterogeneity in the relationship across different market conditions (before and after crisis) and bank characteristics (well or undercapitalized, high and low liquid banks). The results ‎remain robust for ‎alternative methodology and proxies. The heterogeneity of findings has ‎implications for ‎policymakers in banking for the improvement of the financial system.

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来源期刊

Scientific Annals of Economics and Business ECONOMICS-

CiteScore

1.40

自引率

0.00%

发文量

审稿时长

10 weeks

期刊介绍： The Journal called Scientific Annals of Economics and Business (formerly Analele ştiinţifice ale Universităţii "Al.I. Cuza" din Iaşi. Ştiinţe economice / Scientific Annals of the Alexandru Ioan Cuza University of Iasi. Economic Sciences), was first published in 1954. It is published under the care of the Alexandru Ioan Cuza University, the oldest higher education institution in Romania, a place of excellence and innovation in education and research since 1860. Throughout its editorial life, the journal has been continuously improving. Renowned professors, well-known in the country and abroad, have published in this journal. The quality of the published materials is ensured both through their review by external reviewers of the institution and by the editorial staff that includes professors for each area of interest. The journal published papers in the following main sections: Accounting; Finance, Money and Banking; Management, Marketing and Communication; Microeconomics and Macroeconomics; Statistics and Econometrics; The Society of Knowledge and Business Information Systems.