当科技巨头颠覆金融服务业时，维持公平的竞争环境

Q2 Social Sciences

European Competition Journal Pub Date : 2021-05-21 DOI:10.1080/17441056.2021.1936401

Tom Smith, D. Geradin

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引用次数: 2

摘要

摘要:苹果、Facebook和亚马逊(以下简称“GAFAs”)在颠覆金融服务领域方面进展缓慢，但它们很可能在未来几年利用对重要客户接入点(如移动操作系统、搜索引擎、应用商店和市场)的控制来实现这一目标。本文在竞争执法和新兴的英国和欧盟监管制度的背景下讨论这些问题，旨在遏制gafa的市场力量。新规则可以确保消费者将从gafa和其他机构的创新中受益，而不会遭受其进一步积累市场力量的长期影响。新规则可以确保gafa不会从与其金融服务竞争对手相比的监管义务不对称中受益，并且gafa不能将其核心活动的市场力量利用到金融服务中，从而阻碍其金融服务竞争对手的反应。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Maintaining a level playing field when Big Tech disrupts the financial services sector

ABSTRACT Google, Apple, Facebook and Amazon (the “GAFAs”) have been slow to disrupt the financial services sector, but they are likely to do so in the coming years by using their control of important customer access points such as mobile operating systems, search engines, app stores, and marketplaces. This paper discusses these issues in the context of competition law enforcement and the emerging UK and EU regulatory regimes aiming to curb the GAFAs’ market power. The new rules can ensure that consumers will benefit from the innovations of the GAFAs and others without suffering the long-run effects of their further accumulation of market power. The new rules can ensure that the GAFAs do not benefit from an asymmetry of regulatory obligations compared to their financial services competitors, and that the GAFAs cannot leverage their market power from core activities into financial services whereby their financial services competitors are hindered in reacting.

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来源期刊

European Competition Journal Social Sciences-Law

CiteScore

1.50

自引率

0.00%

发文量

期刊介绍： The European Competition Journal publishes outstanding scholarly articles relating to European competition law and economics. Its mission is to help foster learning and debate about how European competition law and policy can continue to develop in an economically rational way. Articles published in the Journal are subject to rigorous peer review by leading experts from around Europe. Topics include: -Vertical and Conglomerate Mergers -Enlargement of the Union - the ramifications for Competition Policy -Unilateral and Coordinated Effects in Merger Control -Modernisation of European Competition law -Cartels and Leniency.