金钱行为、行为控制、自我效能与金钱行为

Organum Pub Date : 2021-06-30 DOI:10.35138/ORGANUM.V4I1.134
Eka Yusnita Nila Sari, A. K. Anam
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引用次数: 6

摘要

目前,包括学生在内的年轻人都非常重视个人理财。这个问题是基于基本金融知识的实施,这仍然是最少的。培养学生良好的理财行为需要特别关注,因为理财行为的各个方面对他们毕业后的生活有重大影响。本研究旨在探讨理财态度、行为控制和自我效能对理财行为的影响。所进行的研究类型是定量的,主要数据通过结构化的问卷调查。研究样本选自一名大学生,共有75名受访者。抽样方法是对已完成财务管理课程的积极状态学生进行有目的的抽样。该研究基于计划行为理论(TPB)。结果表明,理财态度和自我效能感对理财行为有影响,而行为控制对理财行为没有影响。良好的财务行为有助于改善财务状况,积极的财务行为与积极的生活结果有关
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Sikap Keuangan, Kontrol Perilaku, Efikasi Diri dan Perilaku Keuangan
The practice of personal financial management among young people is currently getting serious attention, including among students. The problem is based on the implementation of basic financial knowledge which is still minimal. The development of good financial behaviour in students requires special attention because aspects of financial behaviour have a significant influence on their lives after graduating. This study aims to determine the effect of financial attitudes, behavioral control, and self-efficacy on financial behaviour. The type of research carried out is quantitative with primary data through a structured questionnaire. The research sample was selected from one college student with a total of 75 respondents. The sampling technique was purposive sampling on active status students and had completed the Financial Management course. This research is based on The Theory of Planned Behaviour (TPB). The results revealed that financial attitudes and self-efficacy affected financial behaviour, while behavioral control did not affect financial behaviour. Good financial behaviour helps improve financial well-being where positive financial behaviour is associated with positive life outcomes
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