{"title":"农村金融服务与农业科技创新","authors":"Lili Yang , Meiqi Li","doi":"10.1016/j.frl.2025.108478","DOIUrl":null,"url":null,"abstract":"<div><div>Agricultural technological innovation (ATI) is essential for modernizing China’s agriculture and revitalizing rural areas. This study aims to examine the impact of rural financial services on ATI and the conditions in which this relation operates. Empirical results indicate that improvements in rural financial services significantly enhance ATI at the prefecture level. A moderating effect analysis revealed that human capital and digital inclusive finance have a significant negative moderating effect on the positive relation between rural financial services and ATI. Heterogeneity analysis shows that rural financial services more effectively promote ATI in cities southeast of the Hu Huanyong Line and in those with low economic density.</div></div>","PeriodicalId":12167,"journal":{"name":"Finance Research Letters","volume":"86 ","pages":"Article 108478"},"PeriodicalIF":6.9000,"publicationDate":"2025-09-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Rural financial services and agricultural technological innovation\",\"authors\":\"Lili Yang , Meiqi Li\",\"doi\":\"10.1016/j.frl.2025.108478\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"<div><div>Agricultural technological innovation (ATI) is essential for modernizing China’s agriculture and revitalizing rural areas. This study aims to examine the impact of rural financial services on ATI and the conditions in which this relation operates. Empirical results indicate that improvements in rural financial services significantly enhance ATI at the prefecture level. A moderating effect analysis revealed that human capital and digital inclusive finance have a significant negative moderating effect on the positive relation between rural financial services and ATI. Heterogeneity analysis shows that rural financial services more effectively promote ATI in cities southeast of the Hu Huanyong Line and in those with low economic density.</div></div>\",\"PeriodicalId\":12167,\"journal\":{\"name\":\"Finance Research Letters\",\"volume\":\"86 \",\"pages\":\"Article 108478\"},\"PeriodicalIF\":6.9000,\"publicationDate\":\"2025-09-18\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Finance Research Letters\",\"FirstCategoryId\":\"96\",\"ListUrlMain\":\"https://www.sciencedirect.com/science/article/pii/S1544612325017325\",\"RegionNum\":2,\"RegionCategory\":\"经济学\",\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"Q1\",\"JCRName\":\"BUSINESS, FINANCE\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Finance Research Letters","FirstCategoryId":"96","ListUrlMain":"https://www.sciencedirect.com/science/article/pii/S1544612325017325","RegionNum":2,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q1","JCRName":"BUSINESS, FINANCE","Score":null,"Total":0}
Rural financial services and agricultural technological innovation
Agricultural technological innovation (ATI) is essential for modernizing China’s agriculture and revitalizing rural areas. This study aims to examine the impact of rural financial services on ATI and the conditions in which this relation operates. Empirical results indicate that improvements in rural financial services significantly enhance ATI at the prefecture level. A moderating effect analysis revealed that human capital and digital inclusive finance have a significant negative moderating effect on the positive relation between rural financial services and ATI. Heterogeneity analysis shows that rural financial services more effectively promote ATI in cities southeast of the Hu Huanyong Line and in those with low economic density.
期刊介绍:
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