经济邻近与合作银行战略

IF 6.9 2区经济学 Q1 BUSINESS, FINANCE

Finance Research Letters Pub Date : 2025-06-24 DOI:10.1016/j.frl.2025.107842

Alberto Banfi , Valerio Ficcadenti , Francesca Pampurini , Anna Grazia Quaranta

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引用次数: 0

摘要

经济接近性衡量了意大利合作银行（CBs）对在被认为是有趣目标的行业中运营的金融公司的新关注，这不仅是因为它们的领土接近性，而且出于更紧密的战略和商业原因，作为对合作银行集团创建所产生的制度复杂性的组织反应。所有意大利CBs数据在2010-2022年被考虑在内。结果表明，经济接近性能够捕捉到商业银行与意大利银行体系行为之间的相似性，并表明商业银行在信贷风险、银行规模、盈利能力和集团隶属关系的驱动下，信贷分配政策发生了变化。

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Economic proximity and cooperative banks strategies

Economic proximity measures the Italian Cooperative Banks’ (CBs) new heavier attention to finance firms operating in industries considered as interesting targets, not only because of their territorial closeness, but for tighter strategical and business reasons as an organisational response to the institutional complexity deriving from the creation of Cooperative Banking Groups. All the Italian CBs data in 2010-2022 are considered. The results show the economic proximity ability to capture the similarity between the CBs’ and the Italian banking system’s behaviour and indicate a change in CBs credit allocation policies driven by credit risk, bank size, profitability, and group affiliation.

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来源期刊

Finance Research Letters BUSINESS, FINANCE-

CiteScore

11.10

自引率

14.40%

发文量

863

期刊介绍： Finance Research Letters welcomes submissions across all areas of finance, aiming for rapid publication of significant new findings. The journal particularly encourages papers that provide insight into the replicability of established results, examine the cross-national applicability of previous findings, challenge existing methodologies, or demonstrate methodological contingencies. Papers are invited in the following areas: Actuarial studies Alternative investments Asset Pricing Bankruptcy and liquidation Banks and other Depository Institutions Behavioral and experimental finance Bibliometric and Scientometric studies of finance Capital budgeting and corporate investment Capital markets and accounting Capital structure and payout policy Commodities Contagion, crises and interdependence Corporate governance Credit and fixed income markets and instruments Derivatives Emerging markets Energy Finance and Energy Markets Financial Econometrics Financial History Financial intermediation and money markets Financial markets and marketplaces Financial Mathematics and Econophysics Financial Regulation and Law Forecasting Frontier market studies International Finance Market efficiency, event studies Mergers, acquisitions and the market for corporate control Micro Finance Institutions Microstructure Non-bank Financial Institutions Personal Finance Portfolio choice and investing Real estate finance and investing Risk SME, Family and Entrepreneurial Finance