数字金融发展与旅游消费增长：基于家庭财富的调节效应分析

IF 7.4 2区经济学 Q1 BUSINESS, FINANCE

Finance Research Letters Pub Date : 2025-04-11 DOI:10.1016/j.frl.2025.107414

Gan Qu , Zongyi Wang

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Digital finance development and tourism consumption growth: An analysis of the moderating effect based on household wealth

This study investigates the relationship between the growth of digital finance, household wealth, and tourism consumption using data from the China Household Finance Survey conducted in 2015, 2017, and 2019. The findings reveal that the expansion of digital finance boosts household tourism spending. Additionally, household wealth strengthens the positive impact of digital finance on tourism consumption, while the age of the household head has a negative moderating effect. Moreover, the effects of household wealth and the age of the household head show significant variation depending on the household dependency ratio.

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来源期刊

Finance Research Letters BUSINESS, FINANCE-

CiteScore

11.10

自引率

14.40%

发文量

863

期刊介绍： Finance Research Letters welcomes submissions across all areas of finance, aiming for rapid publication of significant new findings. The journal particularly encourages papers that provide insight into the replicability of established results, examine the cross-national applicability of previous findings, challenge existing methodologies, or demonstrate methodological contingencies. Papers are invited in the following areas: Actuarial studies Alternative investments Asset Pricing Bankruptcy and liquidation Banks and other Depository Institutions Behavioral and experimental finance Bibliometric and Scientometric studies of finance Capital budgeting and corporate investment Capital markets and accounting Capital structure and payout policy Commodities Contagion, crises and interdependence Corporate governance Credit and fixed income markets and instruments Derivatives Emerging markets Energy Finance and Energy Markets Financial Econometrics Financial History Financial intermediation and money markets Financial markets and marketplaces Financial Mathematics and Econophysics Financial Regulation and Law Forecasting Frontier market studies International Finance Market efficiency, event studies Mergers, acquisitions and the market for corporate control Micro Finance Institutions Microstructure Non-bank Financial Institutions Personal Finance Portfolio choice and investing Real estate finance and investing Risk SME, Family and Entrepreneurial Finance