{"title":"绿色贷款:提高印度银行贷款质量的途径","authors":"Vidya Mahadevan, Vikas Srivastava, Sowmya Subramaniam","doi":"10.1016/j.frl.2025.106891","DOIUrl":null,"url":null,"abstract":"<div><div>This study investigates the relationship between noncarbon-intensive lending and the loan portfolio quality of Indian banks. We combine the sectoral emissions and each bank's sectoral lending data to assess the carbon exposure of bank loans and construct the noncarbon-intensive lending variable. The study reveals a significant non-linear relationship, highlighting the long-term strategic importance of noncarbon-intensive lending in improving loan portfolio quality.</div></div>","PeriodicalId":12167,"journal":{"name":"Finance Research Letters","volume":"75 ","pages":"Article 106891"},"PeriodicalIF":6.9000,"publicationDate":"2025-02-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Green lending: A route to improved loan quality in Indian banks\",\"authors\":\"Vidya Mahadevan, Vikas Srivastava, Sowmya Subramaniam\",\"doi\":\"10.1016/j.frl.2025.106891\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"<div><div>This study investigates the relationship between noncarbon-intensive lending and the loan portfolio quality of Indian banks. We combine the sectoral emissions and each bank's sectoral lending data to assess the carbon exposure of bank loans and construct the noncarbon-intensive lending variable. The study reveals a significant non-linear relationship, highlighting the long-term strategic importance of noncarbon-intensive lending in improving loan portfolio quality.</div></div>\",\"PeriodicalId\":12167,\"journal\":{\"name\":\"Finance Research Letters\",\"volume\":\"75 \",\"pages\":\"Article 106891\"},\"PeriodicalIF\":6.9000,\"publicationDate\":\"2025-02-08\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Finance Research Letters\",\"FirstCategoryId\":\"96\",\"ListUrlMain\":\"https://www.sciencedirect.com/science/article/pii/S1544612325001552\",\"RegionNum\":2,\"RegionCategory\":\"经济学\",\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"Q1\",\"JCRName\":\"BUSINESS, FINANCE\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Finance Research Letters","FirstCategoryId":"96","ListUrlMain":"https://www.sciencedirect.com/science/article/pii/S1544612325001552","RegionNum":2,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q1","JCRName":"BUSINESS, FINANCE","Score":null,"Total":0}
Green lending: A route to improved loan quality in Indian banks
This study investigates the relationship between noncarbon-intensive lending and the loan portfolio quality of Indian banks. We combine the sectoral emissions and each bank's sectoral lending data to assess the carbon exposure of bank loans and construct the noncarbon-intensive lending variable. The study reveals a significant non-linear relationship, highlighting the long-term strategic importance of noncarbon-intensive lending in improving loan portfolio quality.
期刊介绍:
Finance Research Letters welcomes submissions across all areas of finance, aiming for rapid publication of significant new findings. The journal particularly encourages papers that provide insight into the replicability of established results, examine the cross-national applicability of previous findings, challenge existing methodologies, or demonstrate methodological contingencies.
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