公司如何应对国家退休计划的要求？

IF 1.3 4区经济学 Q2 ECONOMICS

Economic Inquiry Pub Date : 2024-10-22 DOI:10.1111/ecin.13259

Adam Bloomfield, Kyung Min Lee, Jay Philbrick, Sita Nataraj Slavov

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引用次数: 0

摘要

我们调查了州“自动退休帐户”的授权如何影响公司提供雇主赞助的退休计划（esrp）。这些政策要求没有esrp的公司促进员工自动向国家设立的个人退休账户缴款。我们发现，这些政策使个人在拥有ESRP的公司工作的可能性增加了6%-9%，被纳入ESRP的可能性增加了8%-13%。在公司层面，这些政策使提供ESRP的可能性增加了7%，建立新ESRP的可能性增加了41%-44%，ESRP参与者的数量增加了6%。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

How do firms respond to state retirement plan mandates?

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How do firms respond to state retirement plan mandates?

We investigate how state “Auto-IRA” mandates affect firm offerings of employer-sponsored retirement plans (ESRPs). These policies require firms without ESRPs to facilitate automatic employee contributions to state-created individual retirement accounts. We find that these policies increase an individual's probability of working for a firm with an ESRP by 6%–9% and of being included in the ESRP by 8%–13%. At the firm level, these policies increase the probability of offering an ESRP by 7%, the probability of establishing a new ESRP by 41%–44%, and the number of ESRP participants by 6 percent.

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来源期刊

Economic Inquiry ECONOMICS-

CiteScore

3.80

自引率

5.60%

发文量

期刊介绍： Published since 1962, (formerly Western Economic Journal), EI is widely regarded as one of the top scholarly journals in its field. Besides containing research on all economics topic areas, a principal objective is to make each article understandable to economists who are not necessarily specialists in the article topic area. Nine Nobel laureates are among EI long list of prestigious authors.