推动金融发展：创造性人工智能融资在各国发挥的关键作用

IF 6.9 2区经济学 Q1 BUSINESS, FINANCE

Finance Research Letters Pub Date : 2024-11-26 DOI:10.1016/j.frl.2024.106519

Abu Bakkar Siddik , Yong Li , Anna Min Du , Milena Migliavacca

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引用次数: 0

摘要

本研究利用 2020 年至 2022 年的横截面数据，研究了 21 个国家的创世性人工智能（GAI）融资对金融发展（FD）的影响。利用简单线性回归和两阶段最小二乘法（2SLS）来解决内生性问题，我们发现 GAI 融资对金融发展有显著促进作用，在亚洲和非欧洲地区观察到更强的影响。区域异质性非常明显，凸显了不同次大陆的不同影响。政策影响建议促进 GAI 生态系统、吸引外资并加强对 GAI 初创企业的宣传。本研究强调了未来研究 GAI 融资的道德影响和动态效应的必要性。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Fueling financial development: The crucial role of generative AI financing across nations

This study examines the impact of Generative AI (GAI) financing on financial development (FD) across 21 countries using cross-sectional data from 2020 to 2022. Employing both simple linear regression and two-stage least squares (2SLS) to address endogeneity, we find that GAI financing significantly contributes to financial development, with stronger effects observed in Asian and non-European regions. Regional heterogeneity is evident, highlighting varying impacts across different subcontinents. Policy implications suggest promoting GAI ecosystems, attracting foreign investment, and enhancing publicity for GAI startups. The study highlights the need for future research on the ethical implications and dynamic effects of GAI financing.

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来源期刊

Finance Research Letters BUSINESS, FINANCE-

CiteScore

11.10

自引率

14.40%

发文量

863

期刊介绍： Finance Research Letters welcomes submissions across all areas of finance, aiming for rapid publication of significant new findings. The journal particularly encourages papers that provide insight into the replicability of established results, examine the cross-national applicability of previous findings, challenge existing methodologies, or demonstrate methodological contingencies. Papers are invited in the following areas: Actuarial studies Alternative investments Asset Pricing Bankruptcy and liquidation Banks and other Depository Institutions Behavioral and experimental finance Bibliometric and Scientometric studies of finance Capital budgeting and corporate investment Capital markets and accounting Capital structure and payout policy Commodities Contagion, crises and interdependence Corporate governance Credit and fixed income markets and instruments Derivatives Emerging markets Energy Finance and Energy Markets Financial Econometrics Financial History Financial intermediation and money markets Financial markets and marketplaces Financial Mathematics and Econophysics Financial Regulation and Law Forecasting Frontier market studies International Finance Market efficiency, event studies Mergers, acquisitions and the market for corporate control Micro Finance Institutions Microstructure Non-bank Financial Institutions Personal Finance Portfolio choice and investing Real estate finance and investing Risk SME, Family and Entrepreneurial Finance