可解释人工智能 (xAI) 在金融领域的应用进展

IF 7.4 2区经济学 Q1 BUSINESS, FINANCE

Finance Research Letters Pub Date : 2024-11-08 DOI:10.1016/j.frl.2024.106358

Tony Klein, Thomas Walther

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引用次数: 0

摘要

可解释的人工智能（Explainable Artificial Intelligence）解决了与人工智能相关的黑箱问题，旨在提高人工智能应用的透明度、可追溯性和信任度。之所以需要 xAI，是因为在理解、信任和交流人工智能生成的结果方面存在挑战。一些人主张采用本质上可解释的模型，而另一些人则批评流行的 xAI 方法。本特刊探讨了 xAI 在金融领域的作用及其进展，重点关注其对金融科技领域未来研究、实践和政策的影响。

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Advances in Explainable Artificial Intelligence (xAI) in Finance

Explainable Artificial Intelligence addresses the black box problem associated with AI, aiming to promote greater transparency, traceability, and trust in applications of AI. xAI is becoming a vital element in finance and economics in fields like risk management, credit decisions, and regulatory compliance. The need for xAI arises from the challenges in understanding, trusting, and communicating AI-generated results. While some argue for the adoption of inherently interpretable models, others critique popular xAI methods. This special issue explores xAI’s role in finance and its advances, focusing on its implications for future research, practice, and policy in FinTech.

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来源期刊

Finance Research Letters BUSINESS, FINANCE-

CiteScore

11.10

自引率

14.40%

发文量

863

期刊介绍： Finance Research Letters welcomes submissions across all areas of finance, aiming for rapid publication of significant new findings. The journal particularly encourages papers that provide insight into the replicability of established results, examine the cross-national applicability of previous findings, challenge existing methodologies, or demonstrate methodological contingencies. Papers are invited in the following areas: Actuarial studies Alternative investments Asset Pricing Bankruptcy and liquidation Banks and other Depository Institutions Behavioral and experimental finance Bibliometric and Scientometric studies of finance Capital budgeting and corporate investment Capital markets and accounting Capital structure and payout policy Commodities Contagion, crises and interdependence Corporate governance Credit and fixed income markets and instruments Derivatives Emerging markets Energy Finance and Energy Markets Financial Econometrics Financial History Financial intermediation and money markets Financial markets and marketplaces Financial Mathematics and Econophysics Financial Regulation and Law Forecasting Frontier market studies International Finance Market efficiency, event studies Mergers, acquisitions and the market for corporate control Micro Finance Institutions Microstructure Non-bank Financial Institutions Personal Finance Portfolio choice and investing Real estate finance and investing Risk SME, Family and Entrepreneurial Finance