{"title":"动态欺诈检测:将强化学习融入图神经网络","authors":"Yuxin Dong, Jianhua Yao, Jiajing Wang, Yingbin Liang, Shuhan Liao, Minheng Xiao","doi":"arxiv-2409.09892","DOIUrl":null,"url":null,"abstract":"Financial fraud refers to the act of obtaining financial benefits through\ndishonest means. Such behavior not only disrupts the order of the financial\nmarket but also harms economic and social development and breeds other illegal\nand criminal activities. With the popularization of the internet and online\npayment methods, many fraudulent activities and money laundering behaviors in\nlife have shifted from offline to online, posing a great challenge to\nregulatory authorities. How to efficiently detect these financial fraud\nactivities has become an urgent issue that needs to be resolved. Graph neural\nnetworks are a type of deep learning model that can utilize the interactive\nrelationships within graph structures, and they have been widely applied in the\nfield of fraud detection. However, there are still some issues. First,\nfraudulent activities only account for a very small part of transaction\ntransfers, leading to an inevitable problem of label imbalance in fraud\ndetection. At the same time, fraudsters often disguise their behavior, which\ncan have a negative impact on the final prediction results. In addition,\nexisting research has overlooked the importance of balancing neighbor\ninformation and central node information. For example, when the central node\nhas too many neighbors, the features of the central node itself are often\nneglected. Finally, fraud activities and patterns are constantly changing over\ntime, so considering the dynamic evolution of graph edge relationships is also\nvery important.","PeriodicalId":501032,"journal":{"name":"arXiv - CS - Social and Information Networks","volume":null,"pages":null},"PeriodicalIF":0.0000,"publicationDate":"2024-09-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Dynamic Fraud Detection: Integrating Reinforcement Learning into Graph Neural Networks\",\"authors\":\"Yuxin Dong, Jianhua Yao, Jiajing Wang, Yingbin Liang, Shuhan Liao, Minheng Xiao\",\"doi\":\"arxiv-2409.09892\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"Financial fraud refers to the act of obtaining financial benefits through\\ndishonest means. Such behavior not only disrupts the order of the financial\\nmarket but also harms economic and social development and breeds other illegal\\nand criminal activities. With the popularization of the internet and online\\npayment methods, many fraudulent activities and money laundering behaviors in\\nlife have shifted from offline to online, posing a great challenge to\\nregulatory authorities. How to efficiently detect these financial fraud\\nactivities has become an urgent issue that needs to be resolved. Graph neural\\nnetworks are a type of deep learning model that can utilize the interactive\\nrelationships within graph structures, and they have been widely applied in the\\nfield of fraud detection. However, there are still some issues. First,\\nfraudulent activities only account for a very small part of transaction\\ntransfers, leading to an inevitable problem of label imbalance in fraud\\ndetection. At the same time, fraudsters often disguise their behavior, which\\ncan have a negative impact on the final prediction results. In addition,\\nexisting research has overlooked the importance of balancing neighbor\\ninformation and central node information. For example, when the central node\\nhas too many neighbors, the features of the central node itself are often\\nneglected. Finally, fraud activities and patterns are constantly changing over\\ntime, so considering the dynamic evolution of graph edge relationships is also\\nvery important.\",\"PeriodicalId\":501032,\"journal\":{\"name\":\"arXiv - CS - Social and Information Networks\",\"volume\":null,\"pages\":null},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2024-09-15\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"arXiv - CS - Social and Information Networks\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/arxiv-2409.09892\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"arXiv - CS - Social and Information Networks","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/arxiv-2409.09892","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
Dynamic Fraud Detection: Integrating Reinforcement Learning into Graph Neural Networks
Financial fraud refers to the act of obtaining financial benefits through
dishonest means. Such behavior not only disrupts the order of the financial
market but also harms economic and social development and breeds other illegal
and criminal activities. With the popularization of the internet and online
payment methods, many fraudulent activities and money laundering behaviors in
life have shifted from offline to online, posing a great challenge to
regulatory authorities. How to efficiently detect these financial fraud
activities has become an urgent issue that needs to be resolved. Graph neural
networks are a type of deep learning model that can utilize the interactive
relationships within graph structures, and they have been widely applied in the
field of fraud detection. However, there are still some issues. First,
fraudulent activities only account for a very small part of transaction
transfers, leading to an inevitable problem of label imbalance in fraud
detection. At the same time, fraudsters often disguise their behavior, which
can have a negative impact on the final prediction results. In addition,
existing research has overlooked the importance of balancing neighbor
information and central node information. For example, when the central node
has too many neighbors, the features of the central node itself are often
neglected. Finally, fraud activities and patterns are constantly changing over
time, so considering the dynamic evolution of graph edge relationships is also
very important.