免我们的债"：基督教道德与过度负债

IF 1.5 3区经济学 Q3 BUSINESS, FINANCE

Journal of Financial Research Pub Date : 2024-09-04 DOI:10.1111/jfir.12436

Iftekhar Hasan, Felix Noth, Konstantin Kiesel

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引用次数: 0

摘要

本文分析了天主教徒和新教徒形成的不同基督教道德和规则是否会影响家庭过度负债的可能性。我们发现，在天主教徒多于新教徒的地区，过度负债率较低，这表明天主教徒的宽恕文化和新教徒更严格地执行规则可以解释我们的结果。我们的研究结果提供了宗教影响个人财务状况的证据，并表明即使在天主教和新教分裂 500 年后，两个教派的思想差异仍在严重的财务状况下发挥着重要作用。

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‘And forgive us our debts’: Christian moralities and over‐indebtedness

This paper analyzes whether Christian moralities and rules formed differently by Catholics and Protestants impact the likelihood of households becoming over‐indebted. We find that over‐indebtedness is lower in regions in which Catholics outweigh Protestants, indicating that Catholics' forgiveness culture and stricter enforcement of rules by Protestants serve as explanations for our results. Our results provide evidence that religion affects the financial situations of individuals and show that even 500 years after the split between Catholics and Protestants, the differences in the mindsets of both denominations play an important role in situations of severe financial conditions.

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来源期刊

Journal of Financial Research BUSINESS, FINANCE-

CiteScore

1.70

自引率

0.00%

发文量

期刊介绍： The Journal of Financial Research(JFR) is a quarterly academic journal sponsored by the Southern Finance Association (SFA) and the Southwestern Finance Association (SWFA). It has been continuously published since 1978 and focuses on the publication of original scholarly research in various areas of finance such as investment and portfolio management, capital markets and institutions, corporate finance, corporate governance, and capital investment. The JFR, also known as the Journal of Financial Research, provides a platform for researchers to contribute to the advancement of knowledge in the field of finance.