西泰卢克贾姆贝地区 Z 世代的理财态度、自我控制和自我奖励对财务管理的影响

Maya Komala, Sihabudin, Robby Fauji
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引用次数: 0

摘要

本研究旨在确定财务态度变量、自我控制和自我奖励对财务管理的影响。此外,本研究还旨在确定对财务管理影响最大的因素。本研究采用了验证性描述方法。抽样技术为目的性抽样,使用斯洛文公式。研究采用李克特量表问卷调查法,通过谷歌表格向西泰卢克贾姆贝地区的 100 名 Z 世代受访者发放问卷。数据分析技术采用了路径分析以及同时和部分假设检验。研究结果表明,变量 X1 与 X2、X1 与 X3、X2 与 X3 之间存在正相关。其中,财务态度对财务管理有显著的正向影响。自我控制对财务管理有正向和部分显著影响,而自我奖励对财务管理有部分负向和显著影响。那么,财务态度、自我控制和自我奖励等变量也同时对财务管理有显著影响。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Pengaruh Sikap Keuangan, Kontrol Diri dan Self Reward Terhadap Pengelolaan Keuangan pada Generasi Z di Kecamatan Telukjambe Barat
This research aims to determine the effect of financial attitude variables, self-control and self-reward on financial management. Furthermore, this research also aims to identify the factors that have the greatest effect on financial management. This study used a verifiative descriptive method. The sampling technique is purposive sampling and uses the Slovin formula. The study was conducted using a Likert scale questionnaire distributed via Google Form to 100 Generation Z respondents in West Telukjambe District. Data analysis techniques use path analysis and simultaneous and partial hypothesis testing. The results of this study showed a positive correlation between variables X1 and X2, X1 and X3, and X2 and X3. Partially, financial attitudes have a positive and significant influence on financial management. Self-control has a positive and partially significant effect on financial management, while self-reward has a partial negative and significant effect on financial management. Then, variables such as financial attitude, self-control and self-reward also has a significant simultaneously on financial management.
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