A Hybrid Approach for Secured Banking Transaction using Ras and Two Fish Blockcypher Algorithms

We designed a secure and efficient E-Payment protocol. The new protocol offers an extra layer of protection for cardholders and merchants. Customers are asked to enter an additional password after checkout completion to verify they are truly the cardholder, the authentication is done directly between the cardholder and card issuer using the issuer security certificate and without involving the third- party electronic commerce or e-commerce provides participants, including consumers and merchants, with a number of benefits, such as convenience and time savings. E-commerce transactions can be categorized into business to business (B2B), business to consumer (B2C), consumer to consumer (C2C), and public/private sectors to government we focus on B2C transactions in this paper.