基于系统动力学的银行系统客户验证有效性衡量新系统提案

Q1 Engineering

电网技术 Pub Date : 2024-07-11 DOI:10.52783/pst.559

Mojtaba Karamian

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引用次数: 0

摘要

本研究旨在利用系统动力学方法，开发一套衡量银行业客户验证有效性的系统。所提出的模型说明了动态系统如何通过考虑影响信贷风险的各种因素的相互作用来优化和稳定金融单位的运营。为期两年的模拟结果表明，制裁和环境条件等外部压力对系统产生了重大影响。通过实施战略政策和利用知识管理，研究显示了银行如何降低违约概率、提高资本回报和改善整体系统质量。研究强调了预防措施和高效资源管理对保持稳健的金融流程的重要性。未来的建议包括让更多的专家参与进来，利用广泛的定量数据，并纳入更多的子参数以进行更准确的预测。DOI: https://doi.org/10.52783/pst.559

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Proposing a Novel System for Measuring the Effectiveness of Validating Customers of the Banking System based on the System Dynamics

This study aims to develop a system for measuring the effectiveness of customer validation in the banking sector using a system dynamics approach. The proposed model illustrates how dynamic systems can optimize and stabilize financial unit operations by considering the interplay of various factors affecting credit risk. Simulation results over a two-year period demonstrate the significant impact of external pressures like sanctions and environmental conditions on the system. By implementing strategic policies and leveraging knowledge management, the study shows how banks can reduce default probabilities, enhance capital returns, and improve overall system quality. The research underscores the importance of preventive measures and efficient resource management in maintaining robust financial processes. Future recommendations include involving more experts, utilizing extensive quantitative data, and incorporating additional sub-parameters for more accurate predictions. DOI: https://doi.org/10.52783/pst.559

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来源期刊

电网技术 Engineering-Mechanical Engineering

CiteScore

7.30

自引率

0.00%

发文量

13735

期刊介绍： "Power System Technology" (monthly) was founded in 1957. It is a comprehensive academic journal in the field of energy and power, supervised and sponsored by the State Grid Corporation of China. It is published by the Power System Technology Magazine Co., Ltd. of the China Electric Power Research Institute. It is publicly distributed at home and abroad and is included in 12 famous domestic and foreign literature databases such as the Engineering Index (EI) and the National Chinese Core Journals. The purpose of "Power System Technology" is to serve the national innovation-driven development strategy, promote scientific and technological progress in my country's energy and power fields, and promote the application of new technologies and new products. "Power System Technology" has adhered to the publishing characteristics of combining "theoretical innovation with applied practice" for many years, and the scope of manuscript selection covers the fields of power generation, transmission, distribution, and electricity consumption.