经济数字化背景下俄罗斯银行业国家监管的特点

O. Staroverova, R. Krupenko
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引用次数: 0

摘要

文章专门讨论了在经济数字化背景下俄罗斯联邦银行业国家监管的特殊性。文章对俄罗斯银行业的数字化水平进行了评估,分析了数字经济可能存在的风险以及利用 SupTech 和 RegTech 技术克服这些风险的可行方法。作者描述了俄罗斯银行的数字生态系统及其对监管机构可能提出的要求的回应;评估了俄罗斯银行提出的项目(统一生物识别系统、快速支付系统、数字客户档案、市场平台)的发展动态,并分析了俄罗斯银行实施这些项目的过程(以 Sberbank PJSC 为例)。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Features of State Regulation of the Banking Sector in Russia in the Context of Digitalization of the Economy
The article is devoted to the peculiarities of state regulation of the banking sector in the Russian Federation in the context of digitalization of the economy. The article provides an assessment of the level of digitalization of the Russian banking sector, analyzes the possible risks of the digital economy and promising ways to overcome them using SupTech and RegTech technologies. The authors describe the digital ecosystem of the BEAC and its response to possible requirements from the regulator; assessment of the dynamics of the development of projects proposed by the Bank of Russia (Unified Biometric System, Fast Payment System, Digital Client Profile, Marketplace platform), as well as an analysis of the processes of implementation of these projects by Russian banks (using the example of Sberbank PJSC).
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