欧洲和国家当局在 SSM 范围内执行制裁:解开欧盟法律下的管辖权和问责制的谜团

IF 1.3 Q3 BUSINESS, FINANCE
Helene Hayden
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引用次数: 0

摘要

在单一监管机制(SSM)下,对欧洲中央银行的金钱义务(如费用和制裁)的执行在两个层面上并不明确:首先,由于基本的转介杂乱无章,欧洲当局(欧洲中央银行)和 "国家主管当局"(NCAs)之间在一级和二级法律下的制裁权力划分相当不明确。其次,对执法至关重要的条款,即《欧盟运作条约》第 299 条,只构成了对执法的限制。其次,至关重要的执行条款,即《欧盟运作条约》(TFEU)第 299 条,仅构成欧洲法律和国家法律之间的 "模糊混合法律制度",使信贷机构和欧洲中央银行面临相当大的法律不确定性,并因此产生额外成本。本文对这两个层面进行了研究--迄今为止,这两个层面在文献中几乎没有得到关注--并提出了具体的解决方案来弥补现有的保护差距。
本文章由计算机程序翻译,如有差异,请以英文原文为准。

Enforcement of sanctions within the SSM by European and national authorities: unravelling jurisdiction and accountability under Union law

Enforcement of sanctions within the SSM by European and national authorities: unravelling jurisdiction and accountability under Union law

Under the Single Supervisory Mechanism (SSM), the enforcement of pecuniary obligations vis-à-vis the ECB, such as fees and sanctions, is unclear at two levels: first, the division of sanctioning powers between European authorities (ECB) and the ‘National Competent Authorities’ (NCAs) under primary and secondary law is rather unclear due to the underlying jumble of referrals. Second, the Article pivotal to enforcement, namely Art. 299 TFEU, constitutes only a ‘vague hybrid legal regime’ between European and national law, leaving credit institutions as well as the ECB exposed to considerable legal uncertainties and, as a result, additional costs. This paper examines both levels—which have received almost no attention in the literature so far—and offers concrete solutions to close the existing protection gaps.

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来源期刊
CiteScore
3.70
自引率
6.20%
发文量
21
期刊介绍: Under the guidance of its highly respected Editors and an eminent and truly international Editorial Board?Journal of Banking Regulation?has established itself as one of the leading sources of authoritative and detailed information on all aspects of law and regulation affecting banking institutions.Journal of Banking Regulation?publishes in each quarterly issue detailed briefings analyses and updates which are of direct relevance to practitioners working in the field while meeting the highest intellectual standards.Journal of Banking Regulation?publishes the latest thinking and best practice on:Basel I II and IIIModels for banking supervisionInternational accounting standardsDeposit protectionEnforcement decisions in banking regulation and supervisionCross-border competition in banking servicesCorporate governance in banksHarmonisation in banking marketsSupervising credit riskAnti-money laundering legislation and regulationsMonetary integrationRisk capital and capital adequacySystemic risk in banking operationsCross-border regulationCross-border bank insolvencyModels for banking riskEssential reading for:central bankersbanking supervisorsfinancial regulatorsbankerscompliance officersheads of risk managementpolicy makersbank associationslawyers specialising in banking lawaccountantsinternal and external bank auditorsacademics and researchers
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