车用汽油零售价格和抵押贷款利率

Balbinder Singh Gill
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引用次数: 0

摘要

车用汽油零售价格与抵押贷款利率之间存在明显的负相关关系。未来的房主会避免在汽油价格上涨的地区购买按揭贷款房屋,以免因汽车燃料消耗成本增加而危及未来的按揭付款。政府出台法规和激励措施,旨在增加替代燃料的需求或供应,降低汽油客户转用替代燃料的成本,从而减轻汽油价格对抵押贷款成本的负面影响。公共交通减轻了汽油价格的负面影响。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Retail motor gasoline prices and the interest rate on mortgage loans
A significant negative relationship exists between the price of retail motor gasoline and the interest rate on mortgage loans. Prospective homeowners avoid purchasing a mortgage‐financed home in areas where gasoline prices are rising to avoid endangering their future mortgage payments due to the greater cost of motor fuel consumption. The passage of government regulations and incentives aimed at increasing either the demand for or supply of alternative fuels, lowering the cost for gasoline customers to switch to alternative fuels, lessens the negative impact of gasoline prices on the cost of mortgage credit. Public transit mitigates the negative gasoline price impact.
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