圣训研究评论》中的伊斯兰银行交易协议

Wadiah Pub Date : 2024-05-11 DOI:10.30762/wadiah.v8i1.346
Sahudi Sahudi
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引用次数: 0

摘要

本研究旨在描述和分析:1)伊斯兰银行业务中的合同;2)伊斯兰银行业务交易中有关合同的圣训;3)伊斯兰银行业务交易中圣训的执行情况。本研究采用的圣训研究安排如下:1) 圣训文本和萨纳德圣训;2) 圣训翻译;3) 萨纳德/圣训学者简介;4) 圣训分析;5) 伊斯兰银行交易中圣训的执行。研究结果 1) 伊斯兰银行交易中的合同包括:a) Mudharabah;b) Musyarakah;c) Murabahah;d) Ijarah;e) Qard al Hasan;f) Wakalah;g) Kafalah;2) 总体而言,伊斯兰银行交易中的圣训有助于证明合同的有效性,并为按照伊斯兰教法进行这些交易提供指导。圣训也是参与伊斯兰银行交易的各方达成初步协议的证据,并在双方发生争议时作为解决争端的工具;3)在穆德哈拉巴(mudharabah)和穆西亚拉卡(musyarakah)协议中,银行和客户相互分担风险和利益。其目的是鼓励在业务中建立伙伴关系和开展合作,并将失败的风险降至最低。在应用过程中,伊斯兰银行遵循伊斯兰教法的规则和原则,包括确定银行和客户必须公平分担的利润和风险。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Akad-Akad Transaksi Perbankan Syariah Dalam Tinjauan Studi Hadits
This study aims to describe and analyze 1) contracts in Islamic banking, 2) hadith about contracts in Islamic banking transactions, 3) implementation of hadith in Islamic Banking transactions. The research method uses the interpretation research method, with a descriptive analysis method. The hadith studies used in this study are in the following arrangement: 1) hadith texts and sanad hadith, 2) translation of hadith, 3) brief biography of sanad / hadith scholar, 4) analysis of hadith, 5) implementation of hadith in Islamic Banking transactions. The results of the study 1) contracts in Islamic Banking transactions consist of a) Mudharabah, b) Musyarakah, c) Murabahah, d) Ijarah, e) Qard al Hasan, f) Wakalah, g) Kafalah; 2) In general, hadith in the context of Islamic banking transactions serves to show the validity of a contract and provide guidance in carrying out these transactions in sharia. The hadith is also evidence of the initial agreement between the parties involved in Islamic banking transactions and serves as a handle in resolving disputes in the event of a dispute between them; 3) In mudharabah and musyarakah agreements, banks and customers share risks and benefits with each other. It aims to encourage partnerships and cooperation in business, as well as minimize the risk of failure. In its application, Islamic banking follows islamic sharia rules and principles, including in determining profits and risks that must be shared fairly between banks and customers. 
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