银行业决策的革命性变革:预测客户行为的深度学习方法

Md Nasir Uddin Rana, Sarder Abdulla Al Shiam, Sarmin Akter Shochona, Md Rasibul Islam, Md Asrafuzzaman, Proshanta Kumar Bhowmik, Refat Naznin, Sandip Kumar Ghosh, Md Ariful Islam Sarkar, Md Asaduzzaman
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引用次数: 0

摘要

本文探讨了一种以预测银行客户行为为重点的机器学习方法,其中强调了深度学习方法。文章将包括 VGG16、ResNet50 和 InceptionV3 等 CNN 在内的各种架构与随机森林和 SVM 等传统算法进行了比较。结果表明,深度学习模型(尤其是 ResNet50)优于传统模型,准确率高达 86.66%。结构化方法确保了数据使用的道德性。投资基础设施和专业知识对于成功整合深度学习至关重要,可为银行决策提供竞争优势。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Revolutionizing Banking Decision-Making: A Deep Learning Approach to Predicting Customer Behavior
This article explores a machine learning approach focused on predicting bank customer behavior, emphasizing deep learning methods. Various architectures, including CNNs like VGG16, ResNet50, and InceptionV3, are compared with traditional algorithms such as Random Forest and SVM. Results show deep learning models, particularly ResNet50, outperform traditional ones, with an accuracy of 86.66%. A structured methodology ensures ethical data use. Investing in infrastructure and expertise is crucial for successful deep learning integration, offering a competitive edge in banking decision-making.
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