布基纳法索女性和男性金融包容性的社会经济决定因素：使用顺序对数模型进行分析

International Journal of Economics and Financial Issues Pub Date : 2024-05-14 DOI:10.32479/ijefi.15823

Dimaviya Eugène Compaore, Boukaré Maiga

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引用次数: 0

摘要

本文确定并分析了金融包容性的社会经济决定因素。利用布基纳法索 FinScope 调查（2016 年）的数据，对 5012 人的样本采用了顺序对数模型。结果表明，教育水平、年龄、收看电视的机会、城市位置、婚姻状况和前往银行网点的时间是普惠金融进程第一阶段的主要决定因素。在金融普惠进程的第二阶段，教育水平、年龄、收看电视的机会、城市位置、婚姻状况和前往银行网点的时间成为获得储蓄的决定因素。在这一过程的第三阶段，也就是最后一个阶段，家庭规模、前往银行网点的时间和对金融机构的信心是获得信贷的唯一决定因素。结果还显示，影响金融包容性的因素在男性和女性之间存在差异。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Socio-Economic Determinants of the Financial Inclusion of Women and Men in Burkina Faso: An Analysis using the Sequential Logit Model

This article identifies and analyses the socio-economic determinants of financial inclusion. Using data from the FinScope survey (2016) in Burkina Faso, a sequential logit model was used on a sample of 5012 individuals. The results indicate that level of education, age, access to television, urban location, marital status and time to access a bank branch are the main determinants of the first phase of the financial inclusion process. In the second phase of the process, level of education, age, access to television, urban location, marital status and time spent accessing a bank branch emerged as determinants of access to savings. In the third and final phase of the process, household size, access time to a bank branch and confidence in financial institutions were the only determinants of access to credit. The results also show a difference between the factors influencing financial inclusion for men and women.

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International Journal of Economics and Financial Issues

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期刊介绍： International Journal of Economics and Financial Issues (IJEFI) is the international academic journal, and is a double-blind, peer-reviewed academic journal publishing high quality conceptual and measure development articles in the areas of economics, finance and related disciplines. The journal has a worldwide audience. The journal''s goal is to stimulate the development of economics, finance and related disciplines theory worldwide by publishing interesting articles in a highly readable format. The journal is published Bimonthly (6 issues per year) and covers a wide variety of topics including (but not limited to): Macroeconomcis International Economics Econometrics Business Economics Growth and Development Regional Economics Tourism Economics International Trade Finance International Finance Macroeconomic Aspects of Finance General Financial Markets Financial Institutions Behavioral Finance Public Finance Asset Pricing Financial Management Options and Futures Taxation, Subsidies and Revenue Corporate Finance and Governance Money and Banking Markets and Institutions of Emerging Markets Public Economics and Public Policy Financial Economics Applied Financial Econometrics Financial Risk Analysis Risk Management Portfolio Management Financial Econometrics.