协助中小微企业发展,向伊斯兰教商业转型:巴东市中小微企业的 NIB 与融资

Radia Fitri, Afriyanti Afriyanti, Ulyadi Ulyadi
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引用次数: 0

摘要

这项服务旨在增进伊斯兰货币市场参与者对伊斯兰货币市场的发展及其向伊斯兰教法业务转型的了解。了解伊斯兰教法业务的重点是反高利贷伊斯兰教法融资。除了解融资外,还协助他们向伊斯兰银行机构发行 NIB 和融资。这项服务的方法是参与式行动研究 (PAR),小组陪同巴东市 UMKM(微型、小型和中型企业)的参与者。评估是通过 UMKM 参与者的经验分享、反馈和跟踪来进行的。在这项服务中使用的数据分析方法是描述性分析。这项活动成功与否的衡量标准是 UMKM 参与者对伊斯兰教法业务的了解程度。这项服务的结果表明,UMKM 的参与者理解了伊斯兰教商业原则;UMKM 的参与者证明了这一点:1) 希望根据适用法规转到伊斯兰教机构;2) 注册成为 Nagari 伊斯兰教银行客户;3) 注册企业以获得 NIB,因为包括融资文件和处理清真证书的要求;4) 注册企业以获得伊斯兰教资本;5) 填写清真证书发放表以获得清真证书。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Pendampingan Pengembangan UMKM dengan Transformasi ke Bisnis Syariah : Pengurusan NIB & Pembiayaan Pelaku UMKM Kota Padang
This service aims to increase the understanding of UMKM players regarding the development of UMKM with their transformation into sharia business. Understanding Sharia business was focused on anti-usury Sharia financing. Apart from understanding financing, they were also assisted in issuing NIB and financing to Islamic banking institutions. The method of this service was Participatory Action Research (PAR), where the team accompanies Padang City UMKM (Micro, Small and Medium Enterprises) actors. Evaluation was carried out by sharing experiences from UMKM actors, feedback, and follow-up. Data analysis used in this service used descriptive analysis. The success of this activity was measured by the understanding provided to UMKM actors regarding the Sharia business. The results of this service showed that UMKM actors  understood Sharia business principles; UMKM actors proved this: 1) Wanting to switch to a Sharia institution in accordance with applicable regulations, 2) Registering as Nagari Syariah bank customers, 3) Registering their business to get NIB because including the requirements for financing files and processing halal certificates, 4) Registering the business to obtain Sharia capital, 5) Filling in the halal certificate issuance form to obtain a halal certificate.
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