衡量家庭的财务脆弱性：收入、金融财富和债务的交叉分析†。

IF 1.9 3区经济学 Q2 ECONOMICS

Review of Income and Wealth Pub Date : 2024-04-17 DOI:10.1111/roiw.12691

David Loschiavo, Federico Tullio, Antonietta di Salvatore

{"title":"衡量家庭的财务脆弱性：收入、金融财富和债务的交叉分析†。","authors":"David Loschiavo, Federico Tullio, Antonietta di Salvatore","doi":"10.1111/roiw.12691","DOIUrl":null,"url":null,"abstract":"We provide an analysis of the financial fragilities of Italian households in the 2000–2020 period, using data from the Survey on Household Income and Wealth. We comment on the recent trends of financial ill‐being, using different poverty measures, and we provide a descriptive analysis of the fragile households' characteristics. Then, we model persistence in the dynamics of the poverty statuses using different specifications of the dynamic random‐effects probit model to account for observed and latent individual heterogeneity and endogeneity of the initial conditions. A strong state dependence is found in all the considered poverty statuses, with financial and liquidity poverty being the most persistent.","PeriodicalId":47853,"journal":{"name":"Review of Income and Wealth","volume":"56 1","pages":""},"PeriodicalIF":1.9000,"publicationDate":"2024-04-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Measuring Households' Financial Fragilities: An analysis at the intersection of income, financial wealth, and debt†\",\"authors\":\"David Loschiavo, Federico Tullio, Antonietta di Salvatore\",\"doi\":\"10.1111/roiw.12691\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"We provide an analysis of the financial fragilities of Italian households in the 2000–2020 period, using data from the Survey on Household Income and Wealth. We comment on the recent trends of financial ill‐being, using different poverty measures, and we provide a descriptive analysis of the fragile households' characteristics. Then, we model persistence in the dynamics of the poverty statuses using different specifications of the dynamic random‐effects probit model to account for observed and latent individual heterogeneity and endogeneity of the initial conditions. A strong state dependence is found in all the considered poverty statuses, with financial and liquidity poverty being the most persistent.\",\"PeriodicalId\":47853,\"journal\":{\"name\":\"Review of Income and Wealth\",\"volume\":\"56 1\",\"pages\":\"\"},\"PeriodicalIF\":1.9000,\"publicationDate\":\"2024-04-17\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Review of Income and Wealth\",\"FirstCategoryId\":\"96\",\"ListUrlMain\":\"https://doi.org/10.1111/roiw.12691\",\"RegionNum\":3,\"RegionCategory\":\"经济学\",\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"Q2\",\"JCRName\":\"ECONOMICS\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Review of Income and Wealth","FirstCategoryId":"96","ListUrlMain":"https://doi.org/10.1111/roiw.12691","RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q2","JCRName":"ECONOMICS","Score":null,"Total":0}

引用次数: 0

摘要

我们利用家庭收入和财富调查的数据，对 2000-2020 年期间意大利家庭的财务脆弱性进行了分析。我们使用不同的贫困衡量标准对近期的财务不佳趋势进行了评论，并对脆弱家庭的特征进行了描述性分析。然后，我们使用不同规格的动态随机效应 probit 模型对贫困状况的动态持续性进行建模，以考虑观察到的和潜在的个体异质性以及初始条件的内生性。在所有考虑的贫困状况中都发现了强烈的状态依赖性，其中金融和流动性贫困的持续性最强。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

查看原文本刊更多论文

Measuring Households' Financial Fragilities: An analysis at the intersection of income, financial wealth, and debt†

We provide an analysis of the financial fragilities of Italian households in the 2000–2020 period, using data from the Survey on Household Income and Wealth. We comment on the recent trends of financial ill‐being, using different poverty measures, and we provide a descriptive analysis of the fragile households' characteristics. Then, we model persistence in the dynamics of the poverty statuses using different specifications of the dynamic random‐effects probit model to account for observed and latent individual heterogeneity and endogeneity of the initial conditions. A strong state dependence is found in all the considered poverty statuses, with financial and liquidity poverty being the most persistent.

求助全文

通过发布文献求助，成功后即可免费获取论文全文。去求助

来源期刊

Review of Income and Wealth ECONOMICS-

CiteScore

4.00

自引率

10.00%

发文量

期刊介绍： The major objective of the Review of Income and Wealth is to advance knowledge on the definition, measurement and interpretation of national income, wealth and distribution. Among the issues covered are: - national and social accounting - microdata analyses of issues related to income and wealth and its distribution - the integration of micro and macro systems of economic, financial, and social statistics - international and intertemporal comparisons of income, wealth, inequality, poverty, well-being, and productivity - related problems of measurement and methodology