在选择保险产品时采用分类决策树和 C4.5 算法

Sri Redjeki, Ariesta Damayanti, Erna Hudianti, Asyahri Hadi Nasyuha
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引用次数: 0

摘要

每位保险客户都会收到一张保单卡,这表明该人已被纳入保险范围,并有义务支付保险费,保险费金额由公司根据协议确定。保险费是保险公司最大的收入来源。不利的经济条件往往会导致客户无法在规定期限内缴纳保费,从而造成保费收入记录的延迟。本研究旨在为潜在客户找出合适的保险产品类型。使用的研究方法是分类决策树。分类决策树是一种研究方法,用于根据研究对象系统地检查现有事实,收集现有事实并处理成数据,然后根据理论进行解释,最终得出结论。这项研究是根据潜在客户的年龄和收入类别,为他们选择合适的保险产品类型。保险公司必须更加谨慎,尤其是在选择潜在客户和为潜在客户确定正确的保险产品类型方面,这样才能使为潜在客户选择正确的保险产品类型的权力达到预期目标。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Implementation of Classification Decision Tree and C4.5 Algorithm in selecting Insurance Products
Every insurance customer will receive a policy card, as a sign that the person is included in the insurance and is obliged to pay the insurance premium, the amount of which has been determined by the company in accordance with the agreement. Premium payments are Insurance's biggest source of income. Unfavorable economic conditions often cause customers not to pay their premiums by the specified time limit, resulting in a delay in completing the recording of premium income. This research aims to find out the right type of insurance product for prospective customers. The research method used is Classification Decision Tree. Classification Decision Tree is a research method used to examine existing facts systematically based on research objects, existing facts to be collected and processed into data, then explained based on theory so that in the end it produces a conclusion. This research is for selecting the right type of insurance product for prospective customers based on the age and income categories of prospective customers. Insurers must be more careful, especially in selecting prospective customers, and in determining the right type of insurance product for prospective customers so that the power in selecting the right type of insurance product for prospective customers is right at the intended target.
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