Nanuli Kokashvili, Merab Vanishvili, Maka Sosanidze
{"title":"格鲁吉亚人口的金融能力和行为:挑战与展望","authors":"Nanuli Kokashvili, Merab Vanishvili, Maka Sosanidze","doi":"10.51582/interconf.19-20.02.2024.009","DOIUrl":null,"url":null,"abstract":"The article, based on the latest literary sources and rich factual materials, analyzes the peculiarities of the financial behavior of the population in Georgia, defines the segmentation of the Georgian population according to financial ability and money management style. Six segments of Georgian population are represented according to financial capabilities. These segments are grouped under three corresponding socioeconomic statuses. Last three segments are grouped under the socioeconomic status of financially adapted and it comprises 28.3% of Georgian population. Another two segments are grouped under the socioeconomic status of more or less financially adapted and it comprises 35.9% of Georgian population. The remaining segment, i.e. 32.4% of Georgian population, has socioeconomic status of being into financial hardship. We used 23 theses (related to a money management) for in-depth analysis of techniques of money management that are widely-spread in Georgian population. We analyzed conclusions of above-mentioned theses and identified the following 6 segments of Georgian population according to the style of money management: financially responsible (34%); with financial fears (22%); with business thinking (12%); burdened with debts (16%); wasteful (11%) and \"shopaholic\" (5%).","PeriodicalId":514427,"journal":{"name":"InterConf","volume":"253 4","pages":""},"PeriodicalIF":0.0000,"publicationDate":"2024-02-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Financial capabilities and behavior of the population in Georgia: challenges and perspectives\",\"authors\":\"Nanuli Kokashvili, Merab Vanishvili, Maka Sosanidze\",\"doi\":\"10.51582/interconf.19-20.02.2024.009\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"The article, based on the latest literary sources and rich factual materials, analyzes the peculiarities of the financial behavior of the population in Georgia, defines the segmentation of the Georgian population according to financial ability and money management style. Six segments of Georgian population are represented according to financial capabilities. These segments are grouped under three corresponding socioeconomic statuses. Last three segments are grouped under the socioeconomic status of financially adapted and it comprises 28.3% of Georgian population. Another two segments are grouped under the socioeconomic status of more or less financially adapted and it comprises 35.9% of Georgian population. The remaining segment, i.e. 32.4% of Georgian population, has socioeconomic status of being into financial hardship. We used 23 theses (related to a money management) for in-depth analysis of techniques of money management that are widely-spread in Georgian population. We analyzed conclusions of above-mentioned theses and identified the following 6 segments of Georgian population according to the style of money management: financially responsible (34%); with financial fears (22%); with business thinking (12%); burdened with debts (16%); wasteful (11%) and \\\"shopaholic\\\" (5%).\",\"PeriodicalId\":514427,\"journal\":{\"name\":\"InterConf\",\"volume\":\"253 4\",\"pages\":\"\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2024-02-20\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"InterConf\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.51582/interconf.19-20.02.2024.009\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"InterConf","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.51582/interconf.19-20.02.2024.009","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
Financial capabilities and behavior of the population in Georgia: challenges and perspectives
The article, based on the latest literary sources and rich factual materials, analyzes the peculiarities of the financial behavior of the population in Georgia, defines the segmentation of the Georgian population according to financial ability and money management style. Six segments of Georgian population are represented according to financial capabilities. These segments are grouped under three corresponding socioeconomic statuses. Last three segments are grouped under the socioeconomic status of financially adapted and it comprises 28.3% of Georgian population. Another two segments are grouped under the socioeconomic status of more or less financially adapted and it comprises 35.9% of Georgian population. The remaining segment, i.e. 32.4% of Georgian population, has socioeconomic status of being into financial hardship. We used 23 theses (related to a money management) for in-depth analysis of techniques of money management that are widely-spread in Georgian population. We analyzed conclusions of above-mentioned theses and identified the following 6 segments of Georgian population according to the style of money management: financially responsible (34%); with financial fears (22%); with business thinking (12%); burdened with debts (16%); wasteful (11%) and "shopaholic" (5%).