货币供应、银行业务和经济增长：跨国分析

International Journal of Economics and Financial Issues Pub Date : 2024-03-18 DOI:10.32479/ijefi.15749

Ahmad AlHarbi, Wafa Sbeiti, Moid Ahmad

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引用次数: 0

摘要

研究的主要目的是了解货币供应量、银行业和经济增长之间的相互作用，以便进行有效的政策干预和商业决策。根据 2004-2021 年期间的年度数据，对印度、沙特阿拉伯和阿联酋的样本进行了描述性分析、相关性分析、因果关系检验和面板数据回归分析，从而得出结论。结果有利于 "中介理论"，而与银行业的 "信贷创造 "理论相反。研究发现，一国的金融稳健性、广义货币、贷款和存款可以有效地解释该国的国内生产总值。此外，一国的国内生产总值会影响银行贷款和存款，但反之亦然。GDP 会影响银行贷款和银行存款，但反之亦然，这一结论对样本的货币政策提出了质疑。这一重要发现将提高商业决策的有效性。

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Money Supply, Banking and Economic Growth: A Cross Country Analysis

The primary objective of the research is to understand the interactions between money supply, banking and economic growth for effective policy interventions and business decisions. Based on annual data for the time period (2004-2021), descriptive analysis, correlations, causality tests and panel data regressions are analyzed for a sample from India, Saudi Arabia and UAE to draw conclusions. The results favored the ‘intermediation theory’ and were contrary to the ‘credit creation’ theory of banking. It was observed that the GDP of a country can be efficiently explained by financial soundness, broad money, loans and deposits for a country. Also, that the GDP of a country influences banking loans and deposits but not vice versa. The monetary policy of the sample was questioned by the finding that GDP causes banking loans and banking deposits but not vice versa. This important finding will add to the effectiveness in business decision making.

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来源期刊

International Journal of Economics and Financial Issues

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期刊介绍： International Journal of Economics and Financial Issues (IJEFI) is the international academic journal, and is a double-blind, peer-reviewed academic journal publishing high quality conceptual and measure development articles in the areas of economics, finance and related disciplines. The journal has a worldwide audience. The journal''s goal is to stimulate the development of economics, finance and related disciplines theory worldwide by publishing interesting articles in a highly readable format. The journal is published Bimonthly (6 issues per year) and covers a wide variety of topics including (but not limited to): Macroeconomcis International Economics Econometrics Business Economics Growth and Development Regional Economics Tourism Economics International Trade Finance International Finance Macroeconomic Aspects of Finance General Financial Markets Financial Institutions Behavioral Finance Public Finance Asset Pricing Financial Management Options and Futures Taxation, Subsidies and Revenue Corporate Finance and Governance Money and Banking Markets and Institutions of Emerging Markets Public Economics and Public Policy Financial Economics Applied Financial Econometrics Financial Risk Analysis Risk Management Portfolio Management Financial Econometrics.