中国的可持续住房发展：金融机构能否克服可持续住房发展的风险和挑战？

IF 4.8 2区经济学 Q1 ECONOMICS

Technological and Economic Development of Economy Pub Date : 2024-03-14 DOI:10.3846/tede.2024.20581

Shaodong Ma

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引用次数: 0

摘要

住宅产业是全球环境和资源枯竭的主要威胁之一。特别是在中国，由于人口的大规模增长，住宅产业被视为一项重大挑战。最常见的障碍包括经济障碍和环境障碍。因此，要促进住房的可持续发展，对这些障碍的管理至关重要。本研究试图在中国的背景下，在金融机构的帮助下克服这些障碍。研究样本是通过简单随机抽样方法选取的建筑行业员工。采用偏最小二乘法（PLS）作为统计工具来分析原始数据。研究结果表明，金融机构在克服与经济障碍和环境障碍相关的挑战方面发挥了积极作用。银行对可持续住房计划的融资可以减少经济障碍，并有助于实现可持续住房标准。同样，环境要求也可以通过中国银行制定的环境政策来实现。本研究建议中国政府通过促进银行融资和实施银行环境政策来推动可持续住房发展。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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SUSTAINABLE HOUSING DEVELOPMENT IN CHINA: DOES FINANCIAL INSTITUTIONS OVERCOME THE RISKS AND CHALLENGES TO SUSTAINABLE HOUSING?

Housing industry is one of the major threats to global environment and resource depletion. Particularly in China, it is regarded as a major challenge due to massive population growth. The most common barriers involve; economic barriers and environmental barriers. Therefore, to promote sustainable housing development, the management of these barriers is most crucial. This study is an attempt to overcome these barriers with the help of financial institutions in the context of China. The sample of the study are construction sector employees which are selected through simple random sampling method. Partial Least Square (PLS) is employed as statistical tool to analyze the primary data. Results revealed the positive role of financial institutions to overcome the challenges related to the economic barriers and environmental barriers. Financing from banks for the sustainable housing schemes can reduce the economic barriers and help to fulfil the sustainable housing criteria. Similarly, the environment requirements can also be achieved through environmental policy developed by the banks in China. This study recommended the Chinese government to promote sustainable hosing development through the promotion of bank financing and implementation of banks environmental policies.

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来源期刊

Technological and Economic Development of Economy ECONOMICS-

CiteScore

10.00

自引率

8.50%

发文量

审稿时长

15 weeks

期刊介绍： Technological and Economic Development of Economy is a refereed journal that publishes original research and review articles and book reviews. The Journal is designed for publishing articles in the following fields of research: systems for sustainable development, policy on sustainable development, legislation on sustainable development, strategies, approaches and methods for sustainable development, visions and scenarios for the future, education for sustainable development, institutional change and sustainable development, health care and sustainable development, alternative economic paradigms for sustainable development, partnership in the field of sustainable development, industry and sustainable development, sustainable development challenges to business and management, technological changes and sustainable development, social aspects of sustainability, economic dimensions of sustainability, political dimensions of sustainability, innovations, life cycle design and assessment, ethics and sustainability, sustainable design and material selection, assessment of environmental impact, ecology and sustainability, application case studies, best practices, decision making theory, models of operations research, theory and practice of operations research, statistics, optimization, simulation. All papers to be published in Technological and Economic Development of Economy are peer reviewed by two appointed experts. The Journal is published quarterly, in March, June, September and December.