设立内债能否加速银行的数字化转型？来自中国的证据

IF 2.4 4区管理学 Q3 MANAGEMENT

Baltic Journal of Management Pub Date : 2024-02-02 DOI:10.1108/bjm-05-2023-0176

Yuchen Bian, Haifeng Gu

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引用次数: 0

摘要

目的数字化转型是商业银行在数字经济时代保持长期竞争力的关键。本研究旨在探讨内债与银行数字化转型之间的关系。设计/方法/途径本研究在中国银行业实施高管薪酬递延制度的基础上建立了一个准自然实验。研究结果本研究证实内债与银行数字化转型之间存在显著的统计关系，管理近视是内债影响银行数字化转型的传导渠道。此外，互联网金融的发展和银行家信心的增强将提高内债对银行数字化转型的贡献。对科学设计银行补偿机制、加快银行数字化转型具有重要的政策价值。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Can setting up inside debt accelerate the bank's digital transformation? Evidence from China

PurposeDigital transformation is essential for commercial banks to maintain long-term competitiveness in the digital economy era. This study aims to investigate the relationship between inside debt and the bank's digital transformation.Design/methodology/approachThis study set up a quasi-natural experiment based on implementing the executive compensation deferral system in the Chinese banking industry. Using the annual panel data of 180 commercial banks in China from 2007 to 2021, this study employed the difference-in-differences (DID) method to conduct an empirical analysis.FindingsThis study confirms a significant statistical relationship between inside debt and the bank's digital transformation, and managerial myopia is the transmission channel of inside debt affecting the bank's digital transformation. Furthermore, the development of Internet finance and the enhancement of bankers' confidence will improve the contributions of inside debt to the bank's digital transformation.Originality/valueThis study contributes to the literature on inside debt and the bank's digital transformation. It has specific policy value for the scientific design of the banking compensation mechanism and accelerating banks' digital transformation.

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来源期刊

Baltic Journal of Management MANAGEMENT-

CiteScore

5.40

自引率

9.70%

发文量

期刊介绍： The Baltic region has experienced rapid political and economic change over recent years. The challenges to managers and management researchers operating within the area are often different to those experienced in other parts of the world. The Baltic Journal of Management contributes to an understanding of different management cultures and provides readers with a fresh look at emerging management practices and research in the countries of the Baltic region and beyond.