金融知识方面的性别差距始于何时？

IF 1.1 4区经济学 Q3 ECONOMICS

Economic Record Pub Date : 2024-02-13 DOI:10.1111/1475-4932.12785

Alison Preston, Robert E. Wright

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引用次数: 0

摘要

迄今为止的研究还未能全面了解成年期金融知识性别差距的根源。本文利用澳大利亚家庭、收入和劳动力动态调查（HILDA）的微观数据，对四个年龄组（15-19 岁、20-24 岁、25-29 岁和 30-34 岁）进行了分析，结果表明，性别差距早在个人进入成年期之前就已经开始了。分析还表明，原始的（未经调整的）性别差距很可能低估了潜在的差距。重要的是要确定差距是在儿童入学前还是入学后开始的，因为旨在解决这一问题的政策将截然不同。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

When Does the Gender Gap in Financial Literacy Begin?*

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When Does the Gender Gap in Financial Literacy Begin?*

Research to date has failed to generate a comprehensive understanding of the source of the gender gap in financial literacy in adulthood. Using microdata from the Household, Income and Labour Dynamics in Australia (HILDA) Survey and an analysis covering four age groups (15–19, 20–24, 25–29 and 30–34), this paper suggests that the gender gap starts young and well before individuals enter adulthood. The analysis also suggests that that raw (unadjusted) gender gap likely underestimates the underlying gap. It is important to establish whether the gap begins before or after children enter school, since policy aimed at addressing it would be very different.

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来源期刊

Economic Record ECONOMICS-

CiteScore

1.90

自引率

16.70%

发文量

期刊介绍： Published on behalf of the Economic Society of Australia, the Economic Record is intended to act as a vehicle for the communication of advances in knowledge and understanding in economics. It publishes papers in the theoretical, applied and policy areas of economics and provides a forum for research on the Australian economy. It also publishes surveys in economics and book reviews to facilitate the dissemination of knowledge.