探索宗教取向对伊斯兰金融科技应用的调节作用

IF 2.8 3区 经济学 Q2 BUSINESS, FINANCE
Ayman Abdalmajeed Alsmadi
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引用次数: 0

摘要

本研究采用问卷调查的方式收集了 291 名约旦人的数据,并使用结构方程模型--偏最小二乘法(SEM-PLS)来评估研究模型和检验假设。研究结果智能偏最小二乘法路径分析的结果显示,有几个因素对伊斯兰金融科技的采用有显著影响。值得注意的是,感知风险、金融知识、信任和便利性被认为是影响个人采用伊斯兰金融技术决策的关键决定因素。此外,本研究还揭示了宗教取向作为调节因素的显著作用,它影响了与采用伊斯兰金融科技有关的感知风险、金融知识、信任和便利性之间的关系。此外,它还强调了宗教取向在塑造个人采用伊斯兰金融科技的态度和行为方面的实际意义。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Exploring the moderating role of religious orientation on Islamic Fintech adoption

Purpose

This paper aims to delve into the factors influencing the adoption of Islamic Fintech and investigates the potential impact of Religious Orientation.

Design/methodology/approach

The study uses a questionnaire to collect data from 291 Jordanians, using Structural Equation Model – Partial Least Squares (SEM-PLS) to evaluate the research model and test hypotheses.

Findings

The outcomes of the Smart PLS path analysis revealed that several factors significantly influence the adoption of Islamic Fintech. Notably, perceived risk, financial literacy, trust and convenience were identified as pivotal determinants in shaping individuals' decisions to adopt Islamic Fintech. Additionally, the study unveils the noteworthy role of religious orientation as a moderator, impacting the relationship between perceived risk, financial literacy, trust and convenience concerning the adoption of Islamic Fintech.

Originality/value

This study contributes fresh insights to the existing literature concerning the adoption of Islamic Fintech, enhancing the understanding of the key drivers in this domain. Furthermore, it emphasizes the practical implications of religious orientation in shaping individuals' attitudes and behaviors pertaining to Islamic Fintech adoption.

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来源期刊
CiteScore
5.40
自引率
10.00%
发文量
45
期刊介绍: The International Journal of Islamic and Middle Eastern Finance and Management (IMEFM) publishes quality and in-depth analysis on current issues within Islamic and Middle Eastern finance and management. The journal welcomes strong evidence-based empirical studies and results-focused case studies that share research in product development and clarify best practices. The title is also keen to consider work from emerging authors. IMEFM has just also accepted into Clarivate''s SSCI in 2018, and its IF will be available in summer 2019, with citations dating from 2016. The coverage includes but is not limited to: -Islamic finance: Fundamentals, trends and opportunities in Islamic Finance, Islamic banking and financial markets, Risk management, Corporate finance, Investment strategy, Islamic social finance, Financial planning, Housing finance, Legal and regulatory issues, -Islamic management: Corporate governance, Customer relationship management and service quality, Business ethics and corporate social responsibility, Management styles and strategies in Shariah environments, Labour and welfare economics, Political economy. The journal is the only title aiming to give an interdisciplinary and holistic view on Islamic finance and business management practices in order to inform these two intertwined communities.
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