ANALYSIS OF BANK PERFORMANCE USING CAMEL MODEL -WITH SPECIAL REFERENCE TO FEDERAL BANK LTD - AN EMPIRICAL EVIDENCE

These days, having an account with the top bank in India is a need for everyone with money. People are also less likely to be without a bank account now that the government of India has implemented the Pradhan Mantri Jan Dhan Yojna, a programme to increase access to banking services. But are you familiar with the largest banks in India, or with public sector banks in particular? In that case, you need not be concerned; we will provide you with extensive information on some of the finest banks in India, including the top ten public and private banks in the country, as well as details about the banking products offered by each. Businesses in todays cutthroat global economy need to present themselves as models of social responsibility if they want to succeed. Companies want expansion via globalisation, and they get a competitive edge in achieving this aim when they actively participate in socially beneficial programmes. Companies with a global presence are generally compelled to have a substantial impact on social concerns in each country where they operate. Failing to do so may result in massive financial losses due to government rules, environmental limitations, labour exploitation, and other related issues. An essential tool for evaluating the performance of financial institutions and banks and suggesting improvements where needed is the CAMEL model. Based on their total assets, this research takes into account ten different types of Indian banks: five public and five private. The five-year span from 2017 to 2022 is included in this research. The current research looks at how well the chosen banks have done financially. Creditworthiness, Asset Quality, Management Effectiveness, Earnings Capacity, and Liquidity are the five CAMEL metrics used to evaluate the financial institutions. Kotak Mahindra outperformed all other banks and came out on top, while Punjab National Bank came in last, according to the survey. All things considered, private banks have done better than their public sector counterparts. The purpose of this paper is to use the CAMEL model to recognize the presentation of Federal Bank Ltd. KEYWORDS: Financial Performance, CAMEL Model, Federal Bank Ltd, Profitability.