实施会计信息系统以支持万鸦老市 Millenia Bank Rural Bank 信贷发放的内部控制

Amparwati Ginting, S. Alexander, Peter Kapojos
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引用次数: 0

摘要

千禧年人民信贷银行正面临着对银行健康发展有重大影响的问题,即经常出现不达标信贷等问题。这种风险可能导致千禧年农村银行出现亏损。为了降低这种风险,银行必须进行彻底的信贷分析,以支持内部控制,做出接受或拒绝潜在客户信贷申请的决定。本研究采用的研究类型是描述性定性研究。在会计信息系统中,授予 BPR Millenia 信贷的程序,从提交信贷申请到支付信贷资金,都是按照适用的程序正确执行的。PT.Millenia 乡村银行的会计信息系统在开展信贷活动中发挥着非常重要的作用。有了准确的会计信息系统,PT.Millennia人民信贷银行的员工可以很容易地获得信贷发放过程中所需的数据和文件。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Penerapan sistem informasi akuntansi dalam mendukung pengendalian internal pemberian kredit pada Bank Perkreditan Rakyat Millenia Bank Kota Manado
Millennia People's Credit Bank is facing problems that have a significant impact on the health of the bank, namely issues such as substandard credit, which often occur. This risk could cause Millenia Rural Bank to experience losses. To mitigate this risk, the bank must conduct a thorough credit analysis to support internal controls in making decisions to accept or reject prospective customers' credit applications. The type of research used in this study is descriptive qualitative. In the accounting information system, procedures for granting BPR Millenia credit, from submitting a credit application to disbursing credit funds, have been carried out properly and in accordance with applicable procedures. The accounting information system at PT. Millenia Rural Bank plays a very important role in carrying out credit providing activities. With an accurate accounting information system, employees at PT. Millennia People's Credit Bank can easily obtain the data and documents needed before the credit granting process.
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