{"title":"W&I（保证与赔偿）保险 - 选定问题","authors":"Anna Wietrzyńska-Ciołkowska, Paweł Stykowski","doi":"10.5604/01.3001.0053.6100","DOIUrl":null,"url":null,"abstract":"The aim of the article is to present W&I insurance, which is a type of transactional risk insurance. In transactional practice, W&I insurance is becoming a market standard in M&A processes and real estate transactions, particularly those involving commercial real estate. Nevertheless, W&I policies are still predominantly offered by foreign insurance companies, frequently under foreign law. Along with the development of accompanying title insurance and insurance for specific/defined transaction risks, including tax or environmental risks, they are becoming a tool which is increasingly applied for risk allocation, thus replacing the escrow accounts used in the past. The article describes selected practical issues related to this type of insurance.","PeriodicalId":277138,"journal":{"name":"Prawo Asekuracyjne","volume":"109 1","pages":""},"PeriodicalIF":0.0000,"publicationDate":"2023-05-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"W&I (warranty & indemnity) Insurance – Selected Issues\",\"authors\":\"Anna Wietrzyńska-Ciołkowska, Paweł Stykowski\",\"doi\":\"10.5604/01.3001.0053.6100\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"The aim of the article is to present W&I insurance, which is a type of transactional risk insurance. In transactional practice, W&I insurance is becoming a market standard in M&A processes and real estate transactions, particularly those involving commercial real estate. Nevertheless, W&I policies are still predominantly offered by foreign insurance companies, frequently under foreign law. Along with the development of accompanying title insurance and insurance for specific/defined transaction risks, including tax or environmental risks, they are becoming a tool which is increasingly applied for risk allocation, thus replacing the escrow accounts used in the past. The article describes selected practical issues related to this type of insurance.\",\"PeriodicalId\":277138,\"journal\":{\"name\":\"Prawo Asekuracyjne\",\"volume\":\"109 1\",\"pages\":\"\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2023-05-31\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Prawo Asekuracyjne\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.5604/01.3001.0053.6100\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Prawo Asekuracyjne","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.5604/01.3001.0053.6100","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
The aim of the article is to present W&I insurance, which is a type of transactional risk insurance. In transactional practice, W&I insurance is becoming a market standard in M&A processes and real estate transactions, particularly those involving commercial real estate. Nevertheless, W&I policies are still predominantly offered by foreign insurance companies, frequently under foreign law. Along with the development of accompanying title insurance and insurance for specific/defined transaction risks, including tax or environmental risks, they are becoming a tool which is increasingly applied for risk allocation, thus replacing the escrow accounts used in the past. The article describes selected practical issues related to this type of insurance.
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