伊斯兰经济法视角下的数字时代网络借贷

istinbath Pub Date : 2023-11-27 DOI:10.20414/ijhi.v22i2.623
Gieni Devi Safitri
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引用次数: 0

摘要

科技时代的日益发展使互联网成为人们日常生活的依赖之一。网上贷款服务的出现对人们的经济生活产生了影响。网上贷款的获取方式简单,申请商业资金也不复杂。然而,许多人仍不了解网络贷款服务中的伊斯兰教经济法;因此,作者旨在从经济法的角度分析数字时代的网络贷款。本研究方法采用描述性定性分析。研究结果发现,从网上贷款来看,在不存在高利贷、加拉尔、麦西尔、塔德利斯、达拉尔、祖尔姆和哈拉姆等要素的情况下,网上贷款是允许的。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
ONLINE LENDING IN THE DIGITAL ERA IN THE PERSPECTIVE OF ISLAMIC ECONOMIC LAW
The increasingly developing technology era makes the internet one of the dependencies in everyday life. The emergence of online loan services has an impact on people's economic life. Online loans have easy access and are not complicated to apply for business capital. However, many people still do not understand Sharia economic law in online lending services; therefore, the author aims to analyze online loans in the digital era from an economic law perspective. This research method uses descriptive qualitative analysis. The study results found that judging from online loans, it is permissible in case that there are no elements of usury, gharar, maysir, tadlis, dharar, zulm, and haram.
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