{"title":"金融知识、信贷决策和金融科技","authors":"Andreas Kiky","doi":"10.25120/jre.3.2.2023.4016","DOIUrl":null,"url":null,"abstract":"Financial literacy has evolved from basic financial knowledge into competencies to make financial decisions. Financial literacy is also related to credit decisions and business expansion in creating a resilient business in the long run. However, no specific research paper has done a systematic literature review that discusses this term with credit funding decisions to enhance the business. This article provides the latest linked keywords through VOS viewer visualization to help scholars find a research gap for future research in financial literacy and credit funding decisions. The result found four clusters of keywords regarding financial literacy or credit decisions. Despite many studies on this topic, the linked citation discusses SMEs’ performance, the role of financial inclusion in improving shareholder wealth, and fintech usage in improving financial inclusion. The three interconnected ideas provide a future guideline for scholar to find the latest research gap in this topic.","PeriodicalId":392988,"journal":{"name":"Journal of Resilient Economies (ISSN: 2653-1917)","volume":"117 3","pages":""},"PeriodicalIF":0.0000,"publicationDate":"2023-12-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Financial Literacy, Credit Decision-Making, and Fintech\",\"authors\":\"Andreas Kiky\",\"doi\":\"10.25120/jre.3.2.2023.4016\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"Financial literacy has evolved from basic financial knowledge into competencies to make financial decisions. Financial literacy is also related to credit decisions and business expansion in creating a resilient business in the long run. However, no specific research paper has done a systematic literature review that discusses this term with credit funding decisions to enhance the business. This article provides the latest linked keywords through VOS viewer visualization to help scholars find a research gap for future research in financial literacy and credit funding decisions. The result found four clusters of keywords regarding financial literacy or credit decisions. Despite many studies on this topic, the linked citation discusses SMEs’ performance, the role of financial inclusion in improving shareholder wealth, and fintech usage in improving financial inclusion. The three interconnected ideas provide a future guideline for scholar to find the latest research gap in this topic.\",\"PeriodicalId\":392988,\"journal\":{\"name\":\"Journal of Resilient Economies (ISSN: 2653-1917)\",\"volume\":\"117 3\",\"pages\":\"\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2023-12-29\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Journal of Resilient Economies (ISSN: 2653-1917)\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.25120/jre.3.2.2023.4016\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Journal of Resilient Economies (ISSN: 2653-1917)","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.25120/jre.3.2.2023.4016","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 0
摘要
金融扫盲已从基本的金融知识发展成为做出金融决策的能力。从长远来看,金融扫盲还与信贷决策和业务扩展有关,以创建一个有活力的企业。然而,目前还没有专门的研究论文对这一术语与信贷资金决策进行系统的文献综述,以促进业务发展。本文通过 VOS 浏览器可视化提供了最新的关联关键词,以帮助学者们找到未来在金融知识和信贷资金决策方面的研究缺口。结果发现了四个有关金融知识或信贷决策的关键词群。尽管有关这一主题的研究很多,但链接引文讨论了中小企业的绩效、普惠金融在改善股东财富方面的作用以及金融科技在改善普惠金融方面的应用。这三个相互关联的观点为学者们寻找该主题的最新研究缺口提供了未来指南。
Financial Literacy, Credit Decision-Making, and Fintech
Financial literacy has evolved from basic financial knowledge into competencies to make financial decisions. Financial literacy is also related to credit decisions and business expansion in creating a resilient business in the long run. However, no specific research paper has done a systematic literature review that discusses this term with credit funding decisions to enhance the business. This article provides the latest linked keywords through VOS viewer visualization to help scholars find a research gap for future research in financial literacy and credit funding decisions. The result found four clusters of keywords regarding financial literacy or credit decisions. Despite many studies on this topic, the linked citation discusses SMEs’ performance, the role of financial inclusion in improving shareholder wealth, and fintech usage in improving financial inclusion. The three interconnected ideas provide a future guideline for scholar to find the latest research gap in this topic.