印度尼西亚伊斯兰银行服务的数字化转型及其对金融包容性的影响

Muhamad Abdulloh
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引用次数: 0

摘要

伊斯兰普惠金融是指根据伊斯兰教法提供和使用各种方便、实惠的金融服务的开放性。为支持实现伊斯兰普惠金融目标和 2020-2025 年印尼伊斯兰银行发展路线图(RPSI),印尼伊斯兰银行通过提供各种数字产品和服务,努力为客户带来便利和舒适。研究方法采用图书馆研究法进行定性描述研究。使用的数据类型包括一手数据和二手数据,一手数据来自 BSI 的官方网站和结果报告,二手数据来自其他人的研究、文献数据以及与本研究相关的研究。本研究的目的是确定:1)印度尼西亚的金融知识指数和伊斯兰金融包容性指数的水平。2)认识印尼伊斯兰银行在寻求伊斯兰教法金融包容性目标和 2020-2025 年印尼伊斯兰教法银行发展路线图(RPSI)方面所做的努力。结果显示,2022 年的伊斯兰金融知识水平和包容性指数分别从之前的 8.93% 和 9.10% 上升至 9.14% 和 12.12%。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Digital Transformation of Bank Syariah Indonesia Services and Its Impact on Financial Inclusion
Islamic financial inclusion is the openness of providing access and use of a variety of convenient and affordable financial services by sharia. In supporting the realization of the Sharia financial inclusion target and the Indonesian Sharia Banking Development Roadmap (RPSI) for 2020-2025, Bank Syariah Indonesia strives for customer convenience and comfort by providing access to various products and services digitally. The research method uses a type of qualitative descriptive research with a library research method. The types of data used are primary data and secondary, primary data obtained from BSI's official website and result reports, secondary data obtained from other people's research, documentation data, and studies relevant to this study. The purpose of the study was to determine 1) the level of financial literacy index and Islamic financial inclusion index in Indonesia. 2) to recognize Bank Syariah Indonesia's efforts in seeking Sharia financial inclusion targets and the Indonesian Sharia Banking Development Roadmap (RPSI) for 2020-2025. The results showed that the level of Islamic financial literacy and inclusion index in 2022 increased to 9.14% and 12.12% from the previous 8.93% and 9.10%
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