{"title":"布库 4 银行(核心资本至少为 30 万亿印尼盾的银行)在 Covid-19 大流行之前和期间的效率分析","authors":"Budi Santosa, Nurhayati, Nur Hidayatullah","doi":"10.56107/penanomics.v2i3.149","DOIUrl":null,"url":null,"abstract":"The purpose of the study is to analyze Bank BUKU 4 Financial performance the COVID-19 Pandemic, until the years of the pandemic. The research based on secondary data, sourced from annual and finansial reports of banks in Bank BUKU 4 category along with source from www.ojk.com. Every banking companies in Indonesia are the population for this reseach. While the sample of this research are ten (10) banks that categorized as Bank BUKU 4 from 2018 until 2010 with purposive sampling technique. Data Envelopment Analysis (DEA) on non-parametric term testing used the intermediation approach become efficiency measurement method in this study. Total Assets, Deposits, Total Savings, and Operating Costs are the input variables. While the output variables contained in this study are Credit, Interest Income, and Net Income. There are two results based on this study; First, most of banks that included as Bank BUKU 4 measured to have high efficiency, although Bank Permata and CIMB have reached the level moderate in efficiency in some years. Second, the banks’ efficiency in Bank BUKU 4 category has No. difference on the study period","PeriodicalId":445570,"journal":{"name":"PENANOMICS: International Journal of Economics","volume":"156 1","pages":""},"PeriodicalIF":0.0000,"publicationDate":"2023-12-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Efficiency Analysis of Bank Buku 4 (Bank with Core Capital at Least Rp30 Trillion) Before and During The Covid-19 Pandemic\",\"authors\":\"Budi Santosa, Nurhayati, Nur Hidayatullah\",\"doi\":\"10.56107/penanomics.v2i3.149\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"The purpose of the study is to analyze Bank BUKU 4 Financial performance the COVID-19 Pandemic, until the years of the pandemic. The research based on secondary data, sourced from annual and finansial reports of banks in Bank BUKU 4 category along with source from www.ojk.com. Every banking companies in Indonesia are the population for this reseach. While the sample of this research are ten (10) banks that categorized as Bank BUKU 4 from 2018 until 2010 with purposive sampling technique. Data Envelopment Analysis (DEA) on non-parametric term testing used the intermediation approach become efficiency measurement method in this study. Total Assets, Deposits, Total Savings, and Operating Costs are the input variables. While the output variables contained in this study are Credit, Interest Income, and Net Income. There are two results based on this study; First, most of banks that included as Bank BUKU 4 measured to have high efficiency, although Bank Permata and CIMB have reached the level moderate in efficiency in some years. Second, the banks’ efficiency in Bank BUKU 4 category has No. difference on the study period\",\"PeriodicalId\":445570,\"journal\":{\"name\":\"PENANOMICS: International Journal of Economics\",\"volume\":\"156 1\",\"pages\":\"\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2023-12-11\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"PENANOMICS: International Journal of Economics\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.56107/penanomics.v2i3.149\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"PENANOMICS: International Journal of Economics","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.56107/penanomics.v2i3.149","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 0
摘要
本研究的目的是分析 BUKU 4 银行在 COVID-19 大流行期间直至大流行结束期间的财务表现。研究以二手数据为基础,数据来源于 BUKU 4 类银行的年报和财务报告以及 www.ojk.com。印度尼西亚的所有银行公司都是本次研究的对象。本研究的样本是 2018 年至 2010 年期间被归类为 BUKU 4 类银行的十(10)家银行,采用目的性抽样技术。数据包络分析(DEA)在非参数项测试中使用中介方法作为本研究的效率衡量方法。总资产、存款、总储蓄和运营成本是输入变量。本研究的输出变量是信贷、利息收入和净收入。本研究得出了两个结果:第一,虽然 Permata 银行和联昌国际银行在某些年份的效率达到了中等水平,但大多数银行(包括 BUKU 4 银行)的效率都很高。第二,BUKU 4 类银行的效率在研究期间没有差异。
Efficiency Analysis of Bank Buku 4 (Bank with Core Capital at Least Rp30 Trillion) Before and During The Covid-19 Pandemic
The purpose of the study is to analyze Bank BUKU 4 Financial performance the COVID-19 Pandemic, until the years of the pandemic. The research based on secondary data, sourced from annual and finansial reports of banks in Bank BUKU 4 category along with source from www.ojk.com. Every banking companies in Indonesia are the population for this reseach. While the sample of this research are ten (10) banks that categorized as Bank BUKU 4 from 2018 until 2010 with purposive sampling technique. Data Envelopment Analysis (DEA) on non-parametric term testing used the intermediation approach become efficiency measurement method in this study. Total Assets, Deposits, Total Savings, and Operating Costs are the input variables. While the output variables contained in this study are Credit, Interest Income, and Net Income. There are two results based on this study; First, most of banks that included as Bank BUKU 4 measured to have high efficiency, although Bank Permata and CIMB have reached the level moderate in efficiency in some years. Second, the banks’ efficiency in Bank BUKU 4 category has No. difference on the study period