支付服务提供商银行项目风险识别与优先排序:实证研究

IF 1.3 Q3 BUSINESS

Frontiers of Business Research in China Pub Date : 2020-07-06 DOI:10.1186/s11782-020-00083-5

Mohammad Khalilzadeh, Laleh Katoueizadeh, Edmundas Kazimieras Zavadskas

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引用次数: 10

摘要

识别风险和确定优先级对于支付服务提供商(PSP)公司获得银行项目和获得更多市场份额非常重要。然而，关于伊朗PSP行业风险识别和因果关系的研究不足，该行业因其特点而具有独特性。本研究选取30位参与PSP公司的专家作为研究样本。还确定了11个主要风险和46个子风险。随后，应用模糊决策试验与评价实验室技术确定有效风险与受影响风险及其相互影响的严重程度。最后，对所有风险进行排序。由于各主要风险之间存在内在的相互关系，通过模糊网络分析法计算各风险的权重。由于二级风险之间不存在显著的相互关系，因此采用模糊层次分析法对二级风险进行排序。此外，还使用最佳-最差方法来确保获得的排名是可靠的。本研究确定了影响银行项目损失的风险，并确定了这些风险对每个项目的影响。然后对各指标的权重进行敏感性分析，并对结果进行比较。

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Risk identification and prioritization in banking projects of payment service provider companies: an empirical study

Identifying risks and prioritizing is important for payment service provider (PSP) companies to get banking projects and gain more market share. However, studies regarding the identification of risks and causal relationships are insufficient in the Iranian PSP industry and the industry is unique because of its characteristics. In this study, 30 experts involved with PSP companies are employed as the research sample. Eleven key risks and Forty-six sub-risks are also identified. Subsequently, the fuzzy decision-making trial and evaluation laboratory technique is applied to determine the effective and affected risks and the severity of their effects on each other. Finally, all risks are ranked. Due to the internal interrelationships of the main risks, the weight of each risk is calculated via the fuzzy analytic network process. As the second-level risks have no significant interrelationships, they are ranked via the fuzzy analytical hierarchy process. Moreover, the best-worst method is used to ensure that the obtained rankings are reliable. This study identifies the risks affecting the loss of banking projects and determines the impacts of these risks on each. A sensitivity analysis is then conducted on the weights of the criteria, and the results are compared.

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来源期刊

Frontiers of Business Research in China BUSINESS-

CiteScore

6.90

自引率

0.00%

发文量

317

审稿时长

5 weeks

期刊介绍： Frontiers of Business Research in China (FBR) is a double-blind refereed quarterly journal in business research. FBR offers a multidisciplinary forum for academics, practitioners, and policy makers that focuses on business administration, and encourages interdisciplinary studies and interactions between Chinese and international researchers. FBR publishes original academic and practical research articles that extend, test, or build management theories, as well as contributions to business administration practice, either in the Greater China region or beyond. The Journal also publishes related commentaries and case studies. FBR invites submissions of high-quality manuscripts in all areas of business administration, without limitations on research methods. Major areas of interest include, but are not limited to: Accounting, Finance, Human resources, International business, Marketing, Management information systems, Operations management, Organizational behavior, and Strategic management.