尼日利亚银行服务的获取和使用:微观计量经济学证据

IF 0.7 Q4 BUSINESS, FINANCE

Review of Development Finance Pub Date : 2014-12-01 DOI:10.1016/j.rdf.2014.05.002

Uchenna Efobi , Ibukun Beecroft , Evans Osabuohien

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引用次数: 0

摘要

本研究使用2011年世界银行普惠金融家庭调查的数据，考察了尼日利亚银行服务的获取和使用情况。制定了一个框架，以确定尼日利亚个人对金融服务的决定。我们检查了三个因变量——使用银行服务、使用账户储蓄和银行提款频率。我们的研究结果表明，个人的属性、收入水平、年龄和信息通信技术倾向对尼日利亚银行服务的获取和使用有影响。

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Access to and use of bank services in Nigeria: Micro-econometric evidence

This study examined the access to, and use of bank services in Nigeria using data from the World Bank Household Survey (2011) on financial inclusion. A framework was developed to situate the decision of individuals towards financial services in Nigeria. We examined three dependent variables – use of bank services, use of the account to save and frequency of bank withdrawals. Our results show that the attributes, income level, age and ICT inclination of individuals have an effect on the access to and use of bank services in Nigeria.

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来源期刊

Review of Development Finance Economics, Econometrics and Finance-Finance

CiteScore

0.80

自引率

0.00%

发文量