{"title":"众筹:引导机构和家庭储蓄的协作经济","authors":"Jaume Roig Hernando","doi":"10.1016/j.srfe.2017.01.001","DOIUrl":null,"url":null,"abstract":"<div><p>The financial disintermediation mechanism known as “loan-based-crowdfunding” has recently come under regulation in several countries. This competitive investment and finance vehicle is already well established in the US and British markets.</p><p>By compiling empirical data from a reference crowdfunding platform, this article compares loan-based crowdfunding with traditional investment vehicles such as investment funds, equities or pension funds.</p><p>The conclusion of the study is that saving through crowdfunding allows the optimisation of a portfolio comprising both institutional and retail investors.</p></div>","PeriodicalId":101250,"journal":{"name":"The Spanish Review of Financial Economics","volume":"15 1","pages":"Pages 12-20"},"PeriodicalIF":0.0000,"publicationDate":"2017-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1016/j.srfe.2017.01.001","citationCount":"0","resultStr":"{\"title\":\"Crowdfunding: The collaborative economy for channelling institutional and household savings\",\"authors\":\"Jaume Roig Hernando\",\"doi\":\"10.1016/j.srfe.2017.01.001\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"<div><p>The financial disintermediation mechanism known as “loan-based-crowdfunding” has recently come under regulation in several countries. This competitive investment and finance vehicle is already well established in the US and British markets.</p><p>By compiling empirical data from a reference crowdfunding platform, this article compares loan-based crowdfunding with traditional investment vehicles such as investment funds, equities or pension funds.</p><p>The conclusion of the study is that saving through crowdfunding allows the optimisation of a portfolio comprising both institutional and retail investors.</p></div>\",\"PeriodicalId\":101250,\"journal\":{\"name\":\"The Spanish Review of Financial Economics\",\"volume\":\"15 1\",\"pages\":\"Pages 12-20\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2017-01-01\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"https://sci-hub-pdf.com/10.1016/j.srfe.2017.01.001\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"The Spanish Review of Financial Economics\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://www.sciencedirect.com/science/article/pii/S2173126817300025\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"The Spanish Review of Financial Economics","FirstCategoryId":"1085","ListUrlMain":"https://www.sciencedirect.com/science/article/pii/S2173126817300025","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
Crowdfunding: The collaborative economy for channelling institutional and household savings
The financial disintermediation mechanism known as “loan-based-crowdfunding” has recently come under regulation in several countries. This competitive investment and finance vehicle is already well established in the US and British markets.
By compiling empirical data from a reference crowdfunding platform, this article compares loan-based crowdfunding with traditional investment vehicles such as investment funds, equities or pension funds.
The conclusion of the study is that saving through crowdfunding allows the optimisation of a portfolio comprising both institutional and retail investors.
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