大数据技术对金融领域的影响及对策分析

Q4 Business, Management and Accounting

International Journal of Business and Management Science Pub Date : 2023-09-22 DOI:10.56028/ijbm.1.4.5.2023

Xichen Wang

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引用次数: 0

摘要

在推动国民经济持续复苏的背景下，国家逐步加大对小微企业的支持力度。除政策支持外，企业作为主体应积极求变，解决融资难问题，结合当前数字经济和大数据技术的发展，企业还应从外部和内部角度对自身的数据建设和融资渠道的获取进行思考。本文通过分析大数据技术对企业融资的影响，得出对企业数据管理和制度建设的意见和建议，揭示大数据对企业融资的影响机制，拓展大数据应用研究。

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The Impact of Big Data Technology in the Financing Field and Countermeasures Analysis

Against the background of promoting the sustained recovery of the national economy, the State has gradually increased its support for small and micro enterprises. In addition to policy support, enterprises as the main body should actively seek changes to resolve financing difficulties, combined with the current digital economy and the development of big data technology, enterprises should also from the external and internal perspectives of their own data construction and access to financing channels to make thinking. This paper analyzes the impact of big data technology on enterprise financing to draw out the opinions and suggestions on enterprise data management and system construction, reveals the mechanism of the impact of big data on enterprise financing, and expands the research on the application of big data.

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来源期刊

International Journal of Business and Management Science Business, Management and Accounting-Business and International Management

自引率

0.00%

发文量

期刊介绍： The International Journal of Business and Management Science (IJBMS) (Print: ISSN 1837-6614; Online: 1985-692X) is a double-blind peer-reviewed semiannual journal. Generally the journal publishes the articles that expand knowledge on business and management issues. Business Complexity and Performance Management were the two of the top ten problems IJBMS cover pageof 20th century management. In the 21st century, overcoming such problems seem to be challenging to educators and practitioners. Do educators and practitioners agree on which management skills are required for success in the 21st century? These all issues call for substantial research to achieve a very modern sustainable business era of the global economy. IJBMS intends to focus on the business and management issues with the vision of sustainable competitiveness along with scientific evidences. The quantitative approach for analyzing a research problem is promoted by IJBMS.