瑞士巴塞尔巴塞尔Kantonalbank (BKB)的利率与可持续性

Q3 Economics, Econometrics and Finance
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引用次数: 0

摘要

确保财务可持续性对银行至关重要,银行应谨慎管理信贷风险,根据市场情况调整利率,并保持健康的贷款组合,以支持长期盈利能力和稳定性。银行与利益相关方进行透明的沟通与合作,对于促进信任、分享最佳实践和推动金融部门共同努力实现可持续发展至关重要。研究结果表明,巴塞尔kanantonalbank (BKB)已成功地将可持续性纳入其利率政策。世行为可持续发展项目提供优惠利率,与瑞士巴塞尔的环境和社会目标保持一致。BKB的利率政策通过谨慎管理信贷风险和维持健康的贷款组合,有助于其财务可持续性。世行的透明沟通和对金融教育的承诺进一步促进了信任和负责任的金融决策。BKB积极主动地努力减少自身的环境足迹,展示了一种全面的可持续发展方法。通过实施节能措施和促进负责任的消费,BKB为其他金融机构树立了榜样,并为更可持续的未来做出了贡献。总之,巴塞尔kanantonalbank (BKB)有效地证明了利率政策可以与可持续发展目标保持一致。该银行致力于为可持续项目、金融稳定和负责任的银行业务提供优惠利率,使其成为瑞士巴塞尔促进可持续发展的领导者。Basler Kantonalbank (BKB)应继续扩大其确定优惠利率的可持续性标准,确保它们涵盖具有重大环境和社会影响的新兴可持续部门和项目。BKB应加强其影响衡量和报告实践,就其利率政策对环境和社会的积极影响提供透明信息,加强问责制,并使利益相关者能够评估该行在推动可持续发展方面取得的进展。关键词:利率,可持续性,巴塞尔银行,瑞士
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Interest Rate and Sustainability of Basler Kantonalbank (BKB) in Basel, Switzerland
Ensuring financial sustainability is crucial for banks, and they should carefully manage credit risk, adjust rates based on market conditions, and maintain a healthy loan portfolio to support long-term profitability and stability. Transparent communication and collaboration with stakeholders are essential for banks to foster trust, share best practices, and drive collective efforts towards sustainability in the financial sector. The findings suggest that Basler Kantonalbank (BKB) has successfully integrated sustainability into its interest rate policies. The bank offers preferential rates for sustainable projects, aligning with environmental and social goals in Basel, Switzerland. BKB's interest rate policy contributes to its financial sustainability by carefully managing credit risk and maintaining a healthy loan portfolio. The bank's transparent communication and commitment to financial education further foster trust and responsible financial decision-making. BKB's has put on proactive efforts to reduce its own environmental footprint, demonstrating a comprehensive approach to sustainability. By implementing energy-efficient measures and promoting responsible consumption, BKB sets an example for other financial institutions and contributes to a more sustainable future. In conclusion, Basler Kantonalbank (BKB) has effectively demonstrated that interest rate policies can be aligned with sustainability objectives. The bank's commitment to offering preferential rates for sustainable projects, financial stability, and responsible banking practices positions it as a leader in promoting sustainability in Basel, Switzerland. Basler Kantonalbank (BKB) should continue to expand its sustainability criteria for determining preferential interest rates, ensuring they encompass emerging sustainable sectors and projects that have significant environmental and social impact. BKB should strengthen its impact measurement and reporting practices to provide transparent information on the positive environmental and social outcomes of its interest rate policies, enhancing accountability and enabling stakeholders to assess the bank's progress in driving sustainability. Keywords: Interest Rate, Sustainability, Basler Kantonalbank, Switzerland
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来源期刊
Afro-Asian Journal of Finance and Accounting
Afro-Asian Journal of Finance and Accounting Economics, Econometrics and Finance-Finance
CiteScore
0.70
自引率
0.00%
发文量
34
期刊介绍: Finance and accounting are seen as essential components for the successful implementation of market-based development policies supporting economic liberalisation in the rapidly emerging economies in Africa, the Middle-East and Asia. AAJFA aims to foster greater discussion and research of the development of the finance and accounting disciplines in these regions. A major feature of the journal will be to emphasise the implications of this development and the effects on businesses, academics and professionals. Topics covered include: -Asset pricing, corporate finance, banking; market microstructure -Behavioural and experimental finance; law and finance -Emerging economies: finance, audit committees, corporate governance -Islamic finance, accounting and auditing -Equity analysis and valuation, venture capital and IPOs -National GAAP and IASs compliance, harmonisation and strategies -Financial measurement/disclosure, and the quality of information reported -Accountability and social/ethical/environmental measurement/reporting -Cultural, political, institutional impact on financial measurement/disclosure -Accounting practices for intellectual capital and other intangible assets -Provision of non-audit services and impairment to auditor independence -Audit quality and auditor skills; internal control/auditing -Management accounting, control and /use of key performance indicators -Accounting education and professional development, accounting history -Public sector and not-for-profit accounting
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