对Barseghyan和Francesca Molinari“风险偏好类型、有限考虑和福利”的讨论

IF 2.9 2区数学 Q1 ECONOMICS

Journal of Business & Economic Statistics Pub Date : 2023-10-02 DOI:10.1080/07350015.2023.2223592

Julie Holland Mortimer

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引用次数: 0

摘要

单击可增大图像大小单击可减小图像大小注1图1可在https://insurance.ohio.gov/wps/wcm/connect/gov/ea3f5cf0-181b-47ed-bdbd-a060b6613a4d/CompleteAutoGuide+2022.pdf?MOD=AJPERES&CONVERT_TO=url&CACHEID=ROOTWORKSPACE.Z18_M1HGGIK0N0JO00QO9DDDDM3000-ea3f5cf0-181b-47ed-bdbd-a060b6613a4d-n.SMM7v上在线获得。我不知道作者的数据是从哪个国家收集的，作者数据中的保险报价格式可能与这里显示的不同;这只是为了说明的目的看到https://www.bankrate.com/insurance/car/car-insurance-deductible//类型。2023年1月5日访问;当前版本于2023.3年3月2日更新，参见https://www.forbes.com/advisor/car-insurance/comprehensive-vs-collision-auto-insurance/。根据Statista的数据，大约85%的新车(和40%的二手车)是融资的。近年来，租赁新车的数量一直在下降，从2020年近三分之一的高点降至今天的五分之一左右见https://www.forbes.com/advisor/car-insurance/comprehensive-vs-collision-auto-insurance/。最后访问日期:2023.6年3月26日，见https://www.bankrate.com/insurance/car/car-insurance-deductible//#types。重要的是要认识到，我们需要事先估计索赔金额，类似于索赔概率见https://www.moneygeek.com/insurance/auto/do-i-need-comprehensive-collision/。2023.9年3月26日访问，见https://www.bankrate.com/insurance/car/car-insurance-deductible//#impact。2023年3月26日访问。

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Discussion of Levon Barseghyan and Francesca Molinari’s “Risk Preference Types, Limited Consideration, and Welfare”

Click to increase image sizeClick to decrease image size Notes1 Figure 1 is available online at: https://insurance.ohio.gov/wps/wcm/connect/gov/ea3f5cf0-181b-47ed-bdbd-a060b6613a4d/CompleteAutoGuide+2022.pdf?MOD=AJPERES&CONVERT_TO=url&CACHEID=ROOTWORKSPACE.Z18_M1HGGIK0N0JO00QO9DDDDM3000-ea3f5cf0-181b-47ed-bdbd-a060b6613a4d-n.SMM7v. I don’t know the state from which the authors’ data are collected, and the format of insurance quotes in the author’s data may differ from that shown here; this is meant for illustrative purposes only.2 See https://www.bankrate.com/insurance/car/car-insurance-deductible//#types. Accessed on January 5, 2023; current version was updated March 2, 2023.3 See https://www.forbes.com/advisor/car-insurance/comprehensive-vs-collision-auto-insurance/. Last accessed on March 26, 2023.4 According to Statista, roughly 85% of new cars (and 40% of used cars) are financed. The number of new cars that are leased has been falling in recent years from a high of almost 1 in 3 in 2020 to roughly 1 in 5 today.5 See https://www.forbes.com/advisor/car-insurance/comprehensive-vs-collision-auto-insurance/. Last accessed on March 26, 2023.6 See https://www.bankrate.com/insurance/car/car-insurance-deductible//#types. Accessed on March 26, 2023.7 It’s important to recognize that we need ex-ante estimates of claim amounts, analogous to claim probabilities.8 See https://www.moneygeek.com/insurance/auto/do-i-need-comprehensive-collision/. Accessed on March 26, 2023.9 See https://www.bankrate.com/insurance/car/car-insurance-deductible//#impact. Accessed on March 26, 2023.

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来源期刊

Journal of Business & Economic Statistics 数学-统计学与概率论

CiteScore

5.00

自引率

6.70%

发文量

审稿时长

>12 weeks

期刊介绍： The Journal of Business and Economic Statistics (JBES) publishes a range of articles, primarily applied statistical analyses of microeconomic, macroeconomic, forecasting, business, and finance related topics. More general papers in statistics, econometrics, computation, simulation, or graphics are also appropriate if they are immediately applicable to the journal''s general topics of interest. Articles published in JBES contain significant results, high-quality methodological content, excellent exposition, and usually include a substantive empirical application.