FEATURES OF INSURANCE IN THE FILM INDUSTRY

This article is devoted to the provision of insurance services in the field of cinematography. It should be noted that this topic has been little studied, and therefore a number of questions arise that relate to the features of insurance in film production. Insurance in this area of human activity is necessary, because it will allow, in the event of the occurrence of certain insured events, to avoid property losses. Moreover, since the creation of a film work is associated with certain risks for performers (stuntmen), in order to protect their interests, the producer (film company) should take care of their health, life and safety. And the conclusion of appropriate insurance contracts, such as: medical insurance, life insurance, accident insurance, will allow you to properly take care of this category of participants in the filming process. There are also risks in the property area of film production. This is forced downtime, and the death of scenery, and damage to props. These risks must also be insured. Indeed, there are a lot of risks in the industry under consideration. Despite the ever-improving technical capabilities that make it possible to prevent these risks, progress still cannot fully protect against dangers. Insurance is just that «magic wand» that will compensate for losses. Undoubtedly, theoretical developments in this field are small. But scientific articles and works that relate specifically to insurance provide an opportunity to further explore the peculiarities of insurance in the field of film production. The article discusses the features of the insurance of the creative team involved in the process of creating a movie, as well as the features of property insurance. The development of both the film industry and the insurance business allows us to conclude that there will be more and more insurance products and professionals who will deal with them. This will protect against risks in this area. Moreover, the development of film insurance will be quite natural in the film industry.