{"title":"数字金融资产作为货币债权:风险管理和贷款组合证券化的使用","authors":"Elena B. Shuvalova, Iliya K. Zarov","doi":"10.36871/ek.up.p.r.2023.09.01.021","DOIUrl":null,"url":null,"abstract":"The article overviews how the key properties of a loan are implemented in digital financial assets as monetary claims and analyzes the specifics of bank’s credit risk management in transactions with them. The article suggests a scheme of using digital financial assets for securitization of banks’ credit portfolios, assesses their advantages and disadvantages compared to traditional means of loan claims securitization.","PeriodicalId":474181,"journal":{"name":"Èkonomika i upravlenie: problemy, rešeniâ","volume":"30 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2023-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"DIGITAL FINANCIAL ASSETS AS MONETARY CLAIMS: RISK MANAGEMENT AND USE FOR SECURITIZATION OF LOAN PORTFOLIOS\",\"authors\":\"Elena B. Shuvalova, Iliya K. Zarov\",\"doi\":\"10.36871/ek.up.p.r.2023.09.01.021\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"The article overviews how the key properties of a loan are implemented in digital financial assets as monetary claims and analyzes the specifics of bank’s credit risk management in transactions with them. The article suggests a scheme of using digital financial assets for securitization of banks’ credit portfolios, assesses their advantages and disadvantages compared to traditional means of loan claims securitization.\",\"PeriodicalId\":474181,\"journal\":{\"name\":\"Èkonomika i upravlenie: problemy, rešeniâ\",\"volume\":\"30 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2023-01-01\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Èkonomika i upravlenie: problemy, rešeniâ\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.36871/ek.up.p.r.2023.09.01.021\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Èkonomika i upravlenie: problemy, rešeniâ","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.36871/ek.up.p.r.2023.09.01.021","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
DIGITAL FINANCIAL ASSETS AS MONETARY CLAIMS: RISK MANAGEMENT AND USE FOR SECURITIZATION OF LOAN PORTFOLIOS
The article overviews how the key properties of a loan are implemented in digital financial assets as monetary claims and analyzes the specifics of bank’s credit risk management in transactions with them. The article suggests a scheme of using digital financial assets for securitization of banks’ credit portfolios, assesses their advantages and disadvantages compared to traditional means of loan claims securitization.